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A vs B · as of 29 Oct 2026

FundedNext vs FundingPips: the rules compared

FundedNext and FundingPips rule by rule, each with its source. Data as of 29 Oct 2026. No winner, no score: you decide which rule matters to you.

Where they differ

The rows where the two don't say the same thing. Everything else is in the table below.

List price
FundedNextUS$549.99 one-time
FundingPipsUS$652 one-time
Cost per 1,000 buffer
FundedNextUS$55 / 1,000 USD
FundingPipsUS$65.20 / 1,000 USD
Daily loss limit
FundedNext5 % = US$5,000, from start-of-day balance
FundingPips5 % = US$5,000, from the higher of balance and equity at day start, 00:00 platform time (UTC+2 winter time, UTC+3 summer time)
Minimum trading days
FundedNext5 days
FundingPips3 days
Daily loss limit
FundedNext5 % = US$5,000, from start-of-day balance
FundingPips5 % = US$5,000, from the higher of balance and equity at day start, 00:00 platform time (UTC+2 winter time, UTC+3 summer time)
Profit split
FundedNext80 % (Higher splits available as paid add-ons.)
FundingPips60 % → 100 % (Choice of cycle: weekly 60%, bi-weekly 80%, on-demand 100% with conditions.)
First payout
FundedNext21 days after receiving the FundedNext Account.
FundingPipsWeekly cycle: 7 days after the first trade on the Master Account.
Payout cadence
FundedNextper cycle: Then every 14 days.
FundingPipsweekly: Weekly (60%), every 14 days (80%) or on demand (100%). Minimum 1% of account size.
Payout fees
FundedNextTransfer gateway charges are borne by the trader.
FundingPips– Not found
Fee refund
FundedNextwith the first payout
FundingPips– Not found
Inactivity
FundedNext– Not found
FundingPipsAccount breached after 30 days without a completed trade.
News trading
FundedNextallowed
FundingPipsrestricted

All rules side by side

Rule comparison: FundedNext, FundingPips
Rule

Stellar 2-Step · 100K

observed-2026-10-29

Open this snapshot in workspace

operatingAs of 29 Oct 2026

2 Step Standard · 100K

2026-07-24-target-8

Open this snapshot in workspace

operatingAs of 29 Oct 2026

Price and buffer
Programme

Stellar 2-Step (2-Step)

2 Step Standard (2-Step)

Account size (simulated)

US$100,000

US$100,000

List price

US$652 one-time

One-time price for MT5 and Match-Trader in the default configuration (5% daily loss, no add-ons); 20 USD more with cTrader. The 3% daily loss option is cheaper; the Swing and Swap-Free add-ons cost extra.

Source · checked 02 Nov 2026
Activation fee Not found: Not found: the firm does not publish this, or we could not confirm it. Not found: Not found: the firm does not publish this, or we could not confirm it.
Reset fee Not found: Not found: the firm does not publish this, or we could not confirm it. Not found: Not found: the firm does not publish this, or we could not confirm it.
Data fee Not found: Not found: the firm does not publish this, or we could not confirm it. Not found: Not found: the firm does not publish this, or we could not confirm it.
Loss bufferAccount size × the evaluation's max loss (instant: the account's). This much simulated loss ends the account.

US$10,000

US$10,000

Cost per 1,000 bufferPrice plus activation fee ÷ (buffer / 1,000). Subscriptions count one month. A metric, not a rating.

US$55 / 1,000 USD

without activation fee (not recorded)

US$65.20 / 1,000 USD

without activation fee (not recorded)

Target ÷ bufferSum of all phase targets ÷ max loss, both in the same account currency. Lower means less target per unit of buffer.

1.3

1.3

Evaluation (challenge)
Profit target phase 1
Profit target phase 2
Daily loss limit

5 % = US$5,000, from start-of-day balance

Measured from the previous day's closing balance.

Source · checked 29 Oct 2026

5 % = US$5,000, from the higher of balance and equity at day start, 00:00 platform time (UTC+2 winter time, UTC+3 summer time)

3% or 5% depending on the configuration purchased; 5% is recorded.

Source · checked 02 Nov 2026
Max loss

10 % = US$10,000, static

Source · checked 29 Oct 2026

10 % = US$10,000, static

Source · checked 29 Oct 2026
Minimum trading days

3 days

No minimum days with the 3% daily loss add-on.

Source · checked 29 Oct 2026
Time limit Not found: Not found: the firm does not publish this, or we could not confirm it. Not found: Not found: the firm does not publish this, or we could not confirm it.
Consistency rule Not found: Not found: the firm does not publish this, or we could not confirm it. Not found: Not found: the firm does not publish this, or we could not confirm it.
After passing
Account type after passing

Simulated account

Per the terms all trading happens exclusively in a simulated environment; the reward is a share of "net simulated profit".

Source · checked 29 Oct 2026

Simulated account

Per the firm limited to simulated trading programmes.

Source · checked 29 Oct 2026
Daily loss limit

5 % = US$5,000, from start-of-day balance

Measured from the previous day's closing balance.

Source · checked 29 Oct 2026

5 % = US$5,000, from the higher of balance and equity at day start, 00:00 platform time (UTC+2 winter time, UTC+3 summer time)

3% or 5% depending on the configuration purchased; 5% is recorded.

Source · checked 02 Nov 2026
Max loss

10 % = US$10,000, static

Source · checked 29 Oct 2026

10 % = US$10,000, static

Source · checked 29 Oct 2026
Consistency rule

none

No consistency rule in the standard cycle; per the table a 40% rule applies only to the optional on-demand cycle.

Source · checked 29 Oct 2026

none

Only on the on-demand cycle (100%): best day ≤ 35% of total profit, at least 7 profitable days (≥ 0.5%) and a strike system.

Source · checked 29 Oct 2026
Trading days per payout Not found: Not found: the firm does not publish this, or we could not confirm it. Not found: Not found: the firm does not publish this, or we could not confirm it.
Profit split

80 % (Higher splits available as paid add-ons.)

Source · checked 29 Oct 2026

60 % → 100 % (Choice of cycle: weekly 60%, bi-weekly 80%, on-demand 100% with conditions.)

Source · checked 29 Oct 2026
First payout

21 days after receiving the FundedNext Account.

Source · checked 29 Oct 2026

Weekly cycle: 7 days after the first trade on the Master Account.

Source · checked 29 Oct 2026
Payout cadence

per cycle: Then every 14 days.

Source · checked 29 Oct 2026

weekly: Weekly (60%), every 14 days (80%) or on demand (100%). Minimum 1% of account size.

Source · checked 29 Oct 2026
Minimum payout Not found: Not found: the firm does not publish this, or we could not confirm it. Not found: Not found: the firm does not publish this, or we could not confirm it.
Payout cap Not found: Not found: the firm does not publish this, or we could not confirm it. Not found: Not found: the firm does not publish this, or we could not confirm it.
Payout fees

Transfer gateway charges are borne by the trader.

Source · checked 29 Oct 2026
Not found: Not found: the firm does not publish this, or we could not confirm it.
Conversion deduction Not found: Not found: the firm does not publish this, or we could not confirm it. Not found: Not found: the firm does not publish this, or we could not confirm it.
Fee refund

with the first payout

Fee refunded with the 1st reward.

Source · checked 29 Oct 2026
Not found: Not evaluated.
Scaling Not found: Not found: the firm does not publish this, or we could not confirm it. Not found: Not found: the firm does not publish this, or we could not confirm it.
Inactivity Not found: Not found: the firm does not publish this, or we could not confirm it.

Account breached after 30 days without a completed trade.

Source · checked 29 Oct 2026
Trading rules
News trading

allowed

Allowed in the challenge. On the FundedNext Account the plan table says profit made in the high-impact news window counts at 40%.

Source · checked 29 Oct 2026

restricted

Evaluation without news restriction; holding through news is allowed. Purposely trading news (opening or closing around high-impact news and speeches to exploit the volatility) is prohibited in evaluation and on the Master Account and leads to account closure. Master Account: profits from trades opened or closed from 5 minutes before to 5 minutes after high-impact news may be deducted.

Source · checked 02 Nov 2026
Holding overnight Not found: Not found: the firm does not publish this, or we could not confirm it.

restricted

Allowed in evaluation; on the Master Account only with the Swing add-on, otherwise auto-closed.

Source · checked 29 Oct 2026
Over the weekend Not found: Weekend and overnight rules not on the fetched pages.

restricted

Allowed in evaluation; on the Master Account only with the Swing add-on.

Source · checked 29 Oct 2026
EAs / bots

restricted

Automated trading only on MetaTrader, with an EA usage fee.

Source · checked 29 Oct 2026
Not found: Not found: the firm does not publish this, or we could not confirm it.
Copy trading

forbidden

Copying, mirroring and signal following prohibited unless authorised in writing by the provider (clause 8.9).

Source · checked 29 Oct 2026
Not found: Not found: the firm does not publish this, or we could not confirm it.
Hedging

restricted

Hedging within one account only as far as permitted; cross-account risk neutralisation prohibited (clause 8.8).

Source · checked 29 Oct 2026
Not found: Not found: the firm does not publish this, or we could not confirm it.
Leverage Not found: Leverage help article returned no content.
Max risk per trade

3 % = US$3,000

"Max Risk 3% at any time" on the FundedNext Account: risk of an open trade (stop distance × size) as % of the starting balance.

Source · checked 29 Oct 2026
Not found: Not found: the firm does not publish this, or we could not confirm it.
Max contractsn/an/a
Trading commission

Forex: US$5 per lot · Oil: US$5 per lot · Metals: 0.0016 % of position value · Crypto: 0.04 % of position value · Stocks: 0.004 % of position value

The symbols page says "per side", the help centre calculates per opened trade, so it is not clear whether the amount is charged once or twice. The symbols page names no indices rate for this model. The firm does not say whether the amount is per side or for the whole trade, so it is not directly comparable with a round-trip value.

Source · checked 05 Nov 2026

Forex: US$5 per lot · Metals: US$5 per lot · Energies: none · Indices: none · Crypto: 0.04 % of position value

Standard account. Per FundingPips, Swing and Swap Free accounts pay USD 10 per lot on forex and metals. The firm does not say whether the amount is per side or for the whole trade, so it is not directly comparable with a round-trip value.

Source · checked 05 Nov 2026
Firm and access
Firm status
Regulator warning list

Reserve Bank of India (RBI), 22 Oct 2024 – The Reserve Bank of India's Alert List concerns persons resident in India. For the countries PropCrab covers, it does not change availability (operator decision of 3 November 2026). A listing is not proof of wrongdoing.

Source · checked 03 Nov 2026

no listing recorded

Operator per the terms

GrowthNext – F.Z.E. (AE), FundedNext Ltd (KM)

GrowthNext F.Z.E. runs onboarding and the website, FundedNext Ltd (Comoros) the simulated trading environment. FNmarkets is a group broker; the challenge itself is not supervised.

Source · checked 29 Oct 2026

FundingPips Corp (KM)

The site also names IFZA Business Park, Dubai, as registered address. The Cyprus company is a non-operational administrative office per the firm.

Source · checked 29 Oct 2026
Founded

2022

Prop firm launched on 18 March 2022 per the company page.

Source · checked 29 Oct 2026
Not found: Founding year not evaluated.
Residence CH

accepted

Not on the terms' excluded list.

Source · checked 29 Oct 2026

accepted

Not among the named restrictions (FATF/EU/UN sanctions lists, Vietnam, UAE); the list is not worded as exhaustive.

Source · checked 29 Oct 2026
Residence DE

accepted

Not on the terms' excluded list.

Source · checked 29 Oct 2026

accepted

Not among the named restrictions (FATF/EU/UN sanctions lists, Vietnam, UAE); the list is not worded as exhaustive.

Source · checked 29 Oct 2026
Residence AT

accepted

Not on the terms' excluded list.

Source · checked 29 Oct 2026

accepted

Not among the named restrictions (FATF/EU/UN sanctions lists, Vietnam, UAE); the list is not worded as exhaustive.

Source · checked 29 Oct 2026
Residence GB Not found: Not found: the firm does not publish this, or we could not confirm it. Not found: Not found: the firm does not publish this, or we could not confirm it.
Residence US

restricted

US clients on Match-Trader only.

Source · checked 29 Oct 2026
Not found: US availability not stated explicitly.
Identity check (KYC)

after passing the evaluation: Stellar 1-Step, 2-Step, Lite: after passing the challenge. Stellar Instant: before the first reward. Renewal every 90 days.

Source · checked 29 Oct 2026
Not found: Not evaluated.
Platforms

MT4, MT5, cTrader, Match-Trader, TradingView

Source · checked 29 Oct 2026

MT5, cTrader, Match-Trader

Source · checked 29 Oct 2026
Pay with

card, paypal, skrill, apple-pay, google-pay, crypto, local-methods

Crypto incl. Binance Pay, BTC, ETH, USDT; TC Pay for some countries.

Source · checked 29 Oct 2026
Not found: Not evaluated.
Payout via

crypto, riseworks, bank-transfer, card

USDT/USDC, Confirmo, RiseWorks, bank transfer (not for all countries), card, deposit to FNmarkets; processed within 24 hours.

Source · checked 29 Oct 2026
Not found: "Reward Methods" article not evaluated.
Refunds

Refund if no trading has started within 7 days of registering; not afterwards. The USD 25 platform fee (cTrader/Match-Trader) is never refunded.

Source · checked 29 Oct 2026
Not found: Not evaluated.
Commission for PropCrab

no, no partner agreement

no, no partner agreement

Rules apply

since 29 Oct 2026 (first seen), scope not stated

from 24 Jul 2026, for new purchases

The 10% Phase 1 target is no longer offered since 24 Jul 2026, 06:00 server time; such accounts reset as 2 Step Flex with an 85% split.

We don't crown a winner: which rule matters depends on how you trade. The table only shows what the firms themselves publish.

Prices are shown in the currency the firm quotes. Only when you pick EUR or CHF does an approximate value at the ECB euro reference rate appear below; the firm's price is what counts.

Sources

Every cell names its source. The firm profiles list all sources and open questions:

More comparisons

Same market, same metrics. Alphabetical, not a ranking.