A vs B · as of 29 Oct 2026
FundedNext vs FundingPips: the rules compared
FundedNext and FundingPips rule by rule, each with its source. Data as of 29 Oct 2026. No winner, no score: you decide which rule matters to you.
Where they differ
The rows where the two don't say the same thing. Everything else is in the table below.
- List price
- FundedNextUS$549.99 one-time
- FundingPipsUS$652 one-time
- Cost per 1,000 buffer
- FundedNextUS$55 / 1,000 USD
- FundingPipsUS$65.20 / 1,000 USD
- Daily loss limit
- FundedNext5 % = US$5,000, from start-of-day balance
- FundingPips5 % = US$5,000, from the higher of balance and equity at day start, 00:00 platform time (UTC+2 winter time, UTC+3 summer time)
- Minimum trading days
- FundedNext5 days
- FundingPips3 days
- Daily loss limit
- FundedNext5 % = US$5,000, from start-of-day balance
- FundingPips5 % = US$5,000, from the higher of balance and equity at day start, 00:00 platform time (UTC+2 winter time, UTC+3 summer time)
- Profit split
- FundedNext80 % (Higher splits available as paid add-ons.)
- FundingPips60 % → 100 % (Choice of cycle: weekly 60%, bi-weekly 80%, on-demand 100% with conditions.)
- First payout
- FundedNext21 days after receiving the FundedNext Account.
- FundingPipsWeekly cycle: 7 days after the first trade on the Master Account.
- Payout cadence
- FundedNextper cycle: Then every 14 days.
- FundingPipsweekly: Weekly (60%), every 14 days (80%) or on demand (100%). Minimum 1% of account size.
- Payout fees
- FundedNextTransfer gateway charges are borne by the trader.
- FundingPips– Not found
- Fee refund
- FundedNextwith the first payout
- FundingPips– Not found
- Inactivity
- FundedNext– Not found
- FundingPipsAccount breached after 30 days without a completed trade.
- News trading
- FundedNextallowed
- FundingPipsrestricted
All rules side by side
| Rule | Stellar 2-Step · 100K observed-2026-10-29 Open this snapshot in workspaceoperatingAs of 29 Oct 2026 | 2 Step Standard · 100K 2026-07-24-target-8 Open this snapshot in workspaceoperatingAs of 29 Oct 2026 |
|---|---|---|
| Price and buffer | ||
| Programme | Stellar 2-Step (2-Step) | 2 Step Standard (2-Step) |
| Account size (simulated) | US$100,000 | US$100,000 |
| List price | US$549.99 one-time Source · checked 29 Oct 2026 | US$652 one-time One-time price for MT5 and Match-Trader in the default configuration (5% daily loss, no add-ons); 20 USD more with cTrader. The 3% daily loss option is cheaper; the Swing and Swap-Free add-ons cost extra. Source · checked 02 Nov 2026 |
| Activation fee | Not found: Not found: the firm does not publish this, or we could not confirm it. | Not found: Not found: the firm does not publish this, or we could not confirm it. |
| Reset fee | Not found: Not found: the firm does not publish this, or we could not confirm it. | Not found: Not found: the firm does not publish this, or we could not confirm it. |
| Data fee | Not found: Not found: the firm does not publish this, or we could not confirm it. | Not found: Not found: the firm does not publish this, or we could not confirm it. |
| Loss bufferAccount size × the evaluation's max loss (instant: the account's). This much simulated loss ends the account. | US$10,000 | US$10,000 |
| Cost per 1,000 bufferPrice plus activation fee ÷ (buffer / 1,000). Subscriptions count one month. A metric, not a rating. | US$55 / 1,000 USD without activation fee (not recorded) | US$65.20 / 1,000 USD without activation fee (not recorded) |
| Target ÷ bufferSum of all phase targets ÷ max loss, both in the same account currency. Lower means less target per unit of buffer. | 1.3 | 1.3 |
| Evaluation (challenge) | ||
| Profit target phase 1 | 8 % = US$8,000 Source · checked 29 Oct 2026 | 8 % = US$8,000 Source · checked 29 Oct 2026 |
| Profit target phase 2 | 5 % = US$5,000 Source · checked 29 Oct 2026 | 5 % = US$5,000 Source · checked 29 Oct 2026 |
| Daily loss limit | 5 % = US$5,000, from start-of-day balance Measured from the previous day's closing balance. Source · checked 29 Oct 2026 | 5 % = US$5,000, from the higher of balance and equity at day start, 00:00 platform time (UTC+2 winter time, UTC+3 summer time) 3% or 5% depending on the configuration purchased; 5% is recorded. Source · checked 02 Nov 2026 |
| Max loss | 10 % = US$10,000, static Source · checked 29 Oct 2026 | 10 % = US$10,000, static Source · checked 29 Oct 2026 |
| Minimum trading days | ||
| Time limit | Not found: Not found: the firm does not publish this, or we could not confirm it. | Not found: Not found: the firm does not publish this, or we could not confirm it. |
| Consistency rule | Not found: Not found: the firm does not publish this, or we could not confirm it. | Not found: Not found: the firm does not publish this, or we could not confirm it. |
| After passing | ||
| Account type after passing | Simulated account Per the terms all trading happens exclusively in a simulated environment; the reward is a share of "net simulated profit". Source · checked 29 Oct 2026 | |
| Daily loss limit | 5 % = US$5,000, from start-of-day balance Measured from the previous day's closing balance. Source · checked 29 Oct 2026 | 5 % = US$5,000, from the higher of balance and equity at day start, 00:00 platform time (UTC+2 winter time, UTC+3 summer time) 3% or 5% depending on the configuration purchased; 5% is recorded. Source · checked 02 Nov 2026 |
| Max loss | 10 % = US$10,000, static Source · checked 29 Oct 2026 | 10 % = US$10,000, static Source · checked 29 Oct 2026 |
| Consistency rule | none No consistency rule in the standard cycle; per the table a 40% rule applies only to the optional on-demand cycle. Source · checked 29 Oct 2026 | none Only on the on-demand cycle (100%): best day ≤ 35% of total profit, at least 7 profitable days (≥ 0.5%) and a strike system. Source · checked 29 Oct 2026 |
| Trading days per payout | Not found: Not found: the firm does not publish this, or we could not confirm it. | Not found: Not found: the firm does not publish this, or we could not confirm it. |
| Profit split | 80 % (Higher splits available as paid add-ons.) Source · checked 29 Oct 2026 | 60 % → 100 % (Choice of cycle: weekly 60%, bi-weekly 80%, on-demand 100% with conditions.) Source · checked 29 Oct 2026 |
| First payout | 21 days after receiving the FundedNext Account. Source · checked 29 Oct 2026 | Weekly cycle: 7 days after the first trade on the Master Account. Source · checked 29 Oct 2026 |
| Payout cadence | per cycle: Then every 14 days. Source · checked 29 Oct 2026 | weekly: Weekly (60%), every 14 days (80%) or on demand (100%). Minimum 1% of account size. Source · checked 29 Oct 2026 |
| Minimum payout | Not found: Not found: the firm does not publish this, or we could not confirm it. | Not found: Not found: the firm does not publish this, or we could not confirm it. |
| Payout cap | Not found: Not found: the firm does not publish this, or we could not confirm it. | Not found: Not found: the firm does not publish this, or we could not confirm it. |
| Payout fees | Transfer gateway charges are borne by the trader. Source · checked 29 Oct 2026 | Not found: Not found: the firm does not publish this, or we could not confirm it. |
| Conversion deduction | Not found: Not found: the firm does not publish this, or we could not confirm it. | Not found: Not found: the firm does not publish this, or we could not confirm it. |
| Fee refund | Not found: Not evaluated. | |
| Scaling | Not found: Not found: the firm does not publish this, or we could not confirm it. | Not found: Not found: the firm does not publish this, or we could not confirm it. |
| Inactivity | Not found: Not found: the firm does not publish this, or we could not confirm it. | Account breached after 30 days without a completed trade. Source · checked 29 Oct 2026 |
| Trading rules | ||
| News trading | allowed Allowed in the challenge. On the FundedNext Account the plan table says profit made in the high-impact news window counts at 40%. Source · checked 29 Oct 2026 | restricted Evaluation without news restriction; holding through news is allowed. Purposely trading news (opening or closing around high-impact news and speeches to exploit the volatility) is prohibited in evaluation and on the Master Account and leads to account closure. Master Account: profits from trades opened or closed from 5 minutes before to 5 minutes after high-impact news may be deducted. Source · checked 02 Nov 2026 |
| Holding overnight | Not found: Not found: the firm does not publish this, or we could not confirm it. | restricted Allowed in evaluation; on the Master Account only with the Swing add-on, otherwise auto-closed. Source · checked 29 Oct 2026 |
| Over the weekend | Not found: Weekend and overnight rules not on the fetched pages. | restricted Allowed in evaluation; on the Master Account only with the Swing add-on. Source · checked 29 Oct 2026 |
| EAs / bots | Not found: Not found: the firm does not publish this, or we could not confirm it. | |
| Copy trading | forbidden Copying, mirroring and signal following prohibited unless authorised in writing by the provider (clause 8.9). Source · checked 29 Oct 2026 | Not found: Not found: the firm does not publish this, or we could not confirm it. |
| Hedging | restricted Hedging within one account only as far as permitted; cross-account risk neutralisation prohibited (clause 8.8). Source · checked 29 Oct 2026 | Not found: Not found: the firm does not publish this, or we could not confirm it. |
| Leverage | Not found: Leverage help article returned no content. | forex 1:100 Source · checked 29 Oct 2026 |
| Max risk per trade | 3 % = US$3,000 "Max Risk 3% at any time" on the FundedNext Account: risk of an open trade (stop distance × size) as % of the starting balance. Source · checked 29 Oct 2026 | Not found: Not found: the firm does not publish this, or we could not confirm it. |
| Max contracts | n/a | n/a |
| Trading commission | Forex: US$5 per lot · Oil: US$5 per lot · Metals: 0.0016 % of position value · Crypto: 0.04 % of position value · Stocks: 0.004 % of position value The symbols page says "per side", the help centre calculates per opened trade, so it is not clear whether the amount is charged once or twice. The symbols page names no indices rate for this model. The firm does not say whether the amount is per side or for the whole trade, so it is not directly comparable with a round-trip value. Source · checked 05 Nov 2026 | Forex: US$5 per lot · Metals: US$5 per lot · Energies: none · Indices: none · Crypto: 0.04 % of position value Standard account. Per FundingPips, Swing and Swap Free accounts pay USD 10 per lot on forex and metals. The firm does not say whether the amount is per side or for the whole trade, so it is not directly comparable with a round-trip value. Source · checked 05 Nov 2026 |
| Firm and access | ||
| Firm status | operating Source · checked 29 Oct 2026 | operating Source · checked 29 Oct 2026 |
| Regulator warning list | Reserve Bank of India (RBI), 22 Oct 2024 – The Reserve Bank of India's Alert List concerns persons resident in India. For the countries PropCrab covers, it does not change availability (operator decision of 3 November 2026). A listing is not proof of wrongdoing. Source · checked 03 Nov 2026 | no listing recorded |
| Operator per the terms | GrowthNext – F.Z.E. (AE), FundedNext Ltd (KM) GrowthNext F.Z.E. runs onboarding and the website, FundedNext Ltd (Comoros) the simulated trading environment. FNmarkets is a group broker; the challenge itself is not supervised. Source · checked 29 Oct 2026 | FundingPips Corp (KM) The site also names IFZA Business Park, Dubai, as registered address. The Cyprus company is a non-operational administrative office per the firm. Source · checked 29 Oct 2026 |
| Founded | Not found: Founding year not evaluated. | |
| Residence CH | accepted Not among the named restrictions (FATF/EU/UN sanctions lists, Vietnam, UAE); the list is not worded as exhaustive. Source · checked 29 Oct 2026 | |
| Residence DE | accepted Not among the named restrictions (FATF/EU/UN sanctions lists, Vietnam, UAE); the list is not worded as exhaustive. Source · checked 29 Oct 2026 | |
| Residence AT | accepted Not among the named restrictions (FATF/EU/UN sanctions lists, Vietnam, UAE); the list is not worded as exhaustive. Source · checked 29 Oct 2026 | |
| Residence GB | Not found: Not found: the firm does not publish this, or we could not confirm it. | Not found: Not found: the firm does not publish this, or we could not confirm it. |
| Residence US | Not found: US availability not stated explicitly. | |
| Identity check (KYC) | after passing the evaluation: Stellar 1-Step, 2-Step, Lite: after passing the challenge. Stellar Instant: before the first reward. Renewal every 90 days. Source · checked 29 Oct 2026 | Not found: Not evaluated. |
| Platforms | MT4, MT5, cTrader, Match-Trader, TradingView Source · checked 29 Oct 2026 | MT5, cTrader, Match-Trader Source · checked 29 Oct 2026 |
| Pay with | card, paypal, skrill, apple-pay, google-pay, crypto, local-methods Crypto incl. Binance Pay, BTC, ETH, USDT; TC Pay for some countries. Source · checked 29 Oct 2026 | Not found: Not evaluated. |
| Payout via | crypto, riseworks, bank-transfer, card USDT/USDC, Confirmo, RiseWorks, bank transfer (not for all countries), card, deposit to FNmarkets; processed within 24 hours. Source · checked 29 Oct 2026 | Not found: "Reward Methods" article not evaluated. |
| Refunds | Refund if no trading has started within 7 days of registering; not afterwards. The USD 25 platform fee (cTrader/Match-Trader) is never refunded. Source · checked 29 Oct 2026 | Not found: Not evaluated. |
| Commission for PropCrab | no, no partner agreement | no, no partner agreement |
| Rules apply | since 29 Oct 2026 (first seen), scope not stated | from 24 Jul 2026, for new purchases The 10% Phase 1 target is no longer offered since 24 Jul 2026, 06:00 server time; such accounts reset as 2 Step Flex with an 85% split. |
We don't crown a winner: which rule matters depends on how you trade. The table only shows what the firms themselves publish.
Prices are shown in the currency the firm quotes. Only when you pick EUR or CHF does an approximate value at the ECB euro reference rate appear below; the firm's price is what counts.
Sources
Every cell names its source. The firm profiles list all sources and open questions:
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