FTMO vs FundedNext: the rules compared

FTMO Challenge 2-Step (2-Step)

Stellar 2-Step (2-Step)

€540 one-time

US$549.99 one-time

€54 / 1,000 USD

without activation fee (not recorded)

US$55 / 1,000 USD

without activation fee (not recorded)

1.5

1.3

10 % = US$10,000

8 % = US$8,000

5 % = US$5,000, from start-of-day balance, 00:00 CE(S)T

5 % = US$5,000, from start-of-day balance

Measured from the previous day's closing balance.

4 days

5 days

unlimited

none

5 % = US$5,000, from start-of-day balance, 00:00 CE(S)T

5 % = US$5,000, from start-of-day balance

Measured from the previous day's closing balance.

80 % → 90 % (90% with the Scaling Plan or Premium Programme.)

80 % (Higher splits available as paid add-ons.)

Request on the 14th or any later day after the first trade on the account; review 1–2 business days, payment typically 1–2 business days after the invoice is approved.

21 days after receiving the FundedNext Account.

per cycle: Then every 14 days.

US$20

Minimum closed profit USD 20 for bank wire and Visa Direct/Mastercard Send, USD 50 for crypto.

Per the FAQ FTMO charges no additional fees on reward withdrawals. Limits: Visa Direct/Mastercard Send up to USD 20,000, Skrill up to USD 3,000.

Transfer gateway charges are borne by the trader.

0.7% currency conversion adjustment on realised P&L when the instrument's profit currency differs from the account currency (Trading Update 28 Jul 2026; effective date depends on the agreement stage).

Scaling Plan: +25% account size every 4 months with at least 10% net profit in that period, up to USD 2M across all accounts.

restricted

On FTMO Accounts (Standard) no order execution from 2 minutes before to 2 minutes after selected news on affected instruments. Free during Challenge, Verification and on Swing accounts.

allowed

Allowed in the challenge. On the FundedNext Account the plan table says profit made in the high-impact news window counts at 40%.

allowed

Overnight allowed; holding through market breaks longer than 2 hours is forbidden on FTMO Accounts (Standard).

restricted

On FTMO Accounts (Standard) positions must be closed before breaks longer than 2 hours (e.g. the weekend). Allowed during Challenge, Verification and on Swing accounts.

allowed

EAs and algorithmic trading allowed unless forbidden practices; server limit of 200 orders at a time and 2,000 positions per day.

restricted

Automated trading only on MetaTrader, with an EA usage fee.

restricted

Identical or copied trading across accounts counts towards the USD 400,000 maximum allocation per trader or strategy; above it accounts may be suspended.

forbidden

Copying, mirroring and signal following prohibited unless authorised in writing by the provider (clause 8.9).

restricted

Hedging within one account only as far as permitted; cross-account risk neutralisation prohibited (clause 8.8).

forex 1:100, swing-account 1:30

Standard account up to 1:100, Swing account up to 1:30; lower on indices, metals and crypto.

3 % = US$3,000

"Max Risk 3% at any time" on the FundedNext Account: risk of an open trade (stop distance × size) as % of the starting balance.

Forex: US$2.50 per lot per side (US$5 round trip) · Metals: 0.0007 % of position value per side (0.0014 % round trip) · Indices: none · Crypto: 0.0325 % of position value per side (0.065 % round trip)

Values from FTMO's dated announcements (forex and metals from 29 Sep 2025, crypto from 28 Jul 2025); FTMO shows the current symbol table only in the browser. FTMO names the same 0.0007% per side for NATGAS, HEATOIL and "Cash III CFD", although its indices post calls all index symbols commission-free.

Forex: US$5 per lot · Oil: US$5 per lot · Metals: 0.0016 % of position value · Crypto: 0.04 % of position value · Stocks: 0.004 % of position value

The symbols page says "per side", the help centre calculates per opened trade, so it is not clear whether the amount is charged once or twice. The symbols page names no indices rate for this model. The firm does not say whether the amount is per side or for the whole trade, so it is not directly comparable with a round-trip value.

Reserve Bank of India (RBI), 19 Nov 2025 – The Reserve Bank of India's Alert List concerns persons resident in India. For the countries PropCrab covers, it does not change availability (operator decision of 3 November 2026). A listing is not proof of wrongdoing.

Reserve Bank of India (RBI), 22 Oct 2024 – The Reserve Bank of India's Alert List concerns persons resident in India. For the countries PropCrab covers, it does not change availability (operator decision of 3 November 2026). A listing is not proof of wrongdoing.

FTMO s.r.o. (CZ), FTMO Evaluation Global s.r.o. (CZ)

The imprint does not state each company's role; US clients are served via ftmo.oanda.com.

GrowthNext – F.Z.E. (AE), FundedNext Ltd (KM)

GrowthNext F.Z.E. runs onboarding and the website, FundedNext Ltd (Comoros) the simulated trading environment. FNmarkets is a group broker; the challenge itself is not supervised.

2015

2022

Prop firm launched on 18 March 2022 per the company page.

accepted

via another entity

US clients via the affiliated site ftmo.oanda.com.

restricted

US clients on Match-Trader only.

after passing the evaluation: 1-Step and 2-Step: FTMO Identity (KYC/KYB) after all evaluation objectives are met. Instant Account: at the first reward request.

after passing the evaluation: Stellar 1-Step, 2-Step, Lite: after passing the challenge. Stellar Instant: before the first reward. Renewal every 90 days.

MT4, MT5, cTrader, TradingView

MT4, MT5, cTrader, Match-Trader, TradingView

card, apple-pay, google-pay, paypal, revolut-pay, skrill, crypto, bank-transfer

PayPal, Skrill and crypto carry a 3% fee; bank transfer in EUR/CZK only.

card, paypal, skrill, apple-pay, google-pay, crypto, local-methods

Crypto incl. Binance Pay, BTC, ETH, USDT; TC Pay for some countries.

bank-transfer, card, skrill, crypto

Card = Visa Direct / Mastercard Send.

crypto, riseworks, bank-transfer, card

USDT/USDC, Confirmo, RiseWorks, bank transfer (not for all countries), card, deposit to FNmarkets; processed within 24 hours.

One-time fee, no subscription. The 2-Step fee is refunded with the first reward; 1-Step and Instant Account fees are not refundable.

Refund if no trading has started within 7 days of registering; not afterwards. The USD 25 platform fee (cTrader/Match-Trader) is never refunded.