A vs B · as of 29 Oct 2026
FundedNext vs The5ers: the rules compared
FundedNext and The5ers rule by rule, each with its source. Data as of 29 Oct 2026. No winner, no score: you decide which rule matters to you.
Where they differ
The rows where the two don't say the same thing. Everything else is in the table below.
- List price
- FundedNextUS$549.99 one-time
- The5ersUS$405 one-time
- Loss buffer
- FundedNextUS$10,000
- The5ersUS$8,000
- Cost per 1,000 buffer
- FundedNextUS$55 / 1,000 USD
- The5ersUS$50.63 / 1,000 USD
- Target ÷ buffer
- FundedNext1.3
- The5ers1.88
- Profit target phase 1
- FundedNext8 % = US$8,000
- The5ers10 % = US$10,000
- Daily loss limit
- FundedNext5 % = US$5,000, from start-of-day balance
- The5ers4 % = US$4,000, from the higher of balance and equity at day start, 00:00 MT5 server time (GMT+2/GMT+3)
- Max loss
- FundedNext10 % = US$10,000, static
- The5ers8 % = US$8,000, static
- Minimum trading days
- FundedNext5 days
- The5ers3 days (Profitable day = closed positions with at least 0.5% of initial balance profit (minimum of midnight balance and equity minus previous day balance).)
- Time limit
- FundedNext– Not found
- The5ersunlimited
- Daily loss limit
- FundedNext5 % = US$5,000, from start-of-day balance
- The5ers4 % = US$4,000, from the higher of balance and equity at day start, 00:00 MT5 server time (GMT+2/GMT+3)
- Max loss
- FundedNext10 % = US$10,000, static
- The5ers8 % = US$8,000, static
- Consistency rule
- FundedNextnone
- The5ers– Not found
All rules side by side
| Rule | Stellar 2-Step · 100K observed-2026-10-29 Open this snapshot in workspaceoperatingAs of 29 Oct 2026 | High Stakes (New) · 100K observed-2026-10-29 Open this snapshot in workspaceoperatingAs of 29 Oct 2026 |
|---|---|---|
| Price and buffer | ||
| Programme | Stellar 2-Step (2-Step) | High Stakes (New) (2-Step) |
| Account size (simulated) | US$100,000 | US$100,000 |
| List price | US$549.99 one-time Source · checked 29 Oct 2026 | US$405 one-time Source · checked 29 Oct 2026 |
| Activation fee | Not found: Not found: the firm does not publish this, or we could not confirm it. | Not found: Not found: the firm does not publish this, or we could not confirm it. |
| Reset fee | Not found: Not found: the firm does not publish this, or we could not confirm it. | Not found: Not found: the firm does not publish this, or we could not confirm it. |
| Data fee | Not found: Not found: the firm does not publish this, or we could not confirm it. | Not found: Not found: the firm does not publish this, or we could not confirm it. |
| Loss bufferAccount size × the evaluation's max loss (instant: the account's). This much simulated loss ends the account. | US$10,000 | US$8,000 |
| Cost per 1,000 bufferPrice plus activation fee ÷ (buffer / 1,000). Subscriptions count one month. A metric, not a rating. | US$55 / 1,000 USD without activation fee (not recorded) | US$50.63 / 1,000 USD without activation fee (not recorded) |
| Target ÷ bufferSum of all phase targets ÷ max loss, both in the same account currency. Lower means less target per unit of buffer. | 1.3 | 1.88 |
| Evaluation (challenge) | ||
| Profit target phase 1 | 8 % = US$8,000 Source · checked 29 Oct 2026 | 10 % = US$10,000 Source · checked 29 Oct 2026 |
| Profit target phase 2 | 5 % = US$5,000 Source · checked 29 Oct 2026 | 5 % = US$5,000 Source · checked 29 Oct 2026 |
| Daily loss limit | 5 % = US$5,000, from start-of-day balance Measured from the previous day's closing balance. Source · checked 29 Oct 2026 | 4 % = US$4,000, from the higher of balance and equity at day start, 00:00 MT5 server time (GMT+2/GMT+3) The FAQ states 5% / 10% in general; the plan table states 4% / 8% for 50K and 100K. The table is recorded. Source · checked 29 Oct 2026 |
| Max loss | 10 % = US$10,000, static Source · checked 29 Oct 2026 | 8 % = US$8,000, static Source · checked 29 Oct 2026 |
| Minimum trading days | 3 days (Profitable day = closed positions with at least 0.5% of initial balance profit (minimum of midnight balance and equity minus previous day balance).) Source · checked 29 Oct 2026 | |
| Time limit | Not found: Not found: the firm does not publish this, or we could not confirm it. | unlimited Source · checked 29 Oct 2026 |
| Consistency rule | Not found: Not found: the firm does not publish this, or we could not confirm it. | Not found: Not found: the firm does not publish this, or we could not confirm it. |
| After passing | ||
| Account type after passing | Simulated account Per the terms all trading happens exclusively in a simulated environment; the reward is a share of "net simulated profit". Source · checked 29 Oct 2026 | Simulated account Per the terms the evaluation is simulated with fictitious funds; a "Professional User" is backed with "simulated capital". Source · checked 29 Oct 2026 |
| Daily loss limit | 5 % = US$5,000, from start-of-day balance Measured from the previous day's closing balance. Source · checked 29 Oct 2026 | 4 % = US$4,000, from the higher of balance and equity at day start, 00:00 MT5 server time (GMT+2/GMT+3) The FAQ states 5% / 10% in general; the plan table states 4% / 8% for 50K and 100K. The table is recorded. Source · checked 29 Oct 2026 |
| Max loss | 10 % = US$10,000, static Source · checked 29 Oct 2026 | 8 % = US$8,000, static Source · checked 29 Oct 2026 |
| Consistency rule | none No consistency rule in the standard cycle; per the table a 40% rule applies only to the optional on-demand cycle. Source · checked 29 Oct 2026 | Not found: Not found: the firm does not publish this, or we could not confirm it. |
| Trading days per payout | Not found: Not found: the firm does not publish this, or we could not confirm it. | Not found: Not found: the firm does not publish this, or we could not confirm it. |
| Profit split | 80 % (Higher splits available as paid add-ons.) Source · checked 29 Oct 2026 | 80 % → 100 % (Via the scaling plan: 85% from USD 175,000, 90% from USD 250,000, 100% from USD 350,000 account size.) Source · checked 29 Oct 2026 |
| First payout | 21 days after receiving the FundedNext Account. Source · checked 29 Oct 2026 | 14 days after the "funded" account is activated. Source · checked 29 Oct 2026 |
| Payout cadence | per cycle: Then every 14 days. Source · checked 29 Oct 2026 | every 14 days: Every 14 days from the last approved withdrawal; the timer restarts after a scale-up. Source · checked 29 Oct 2026 |
| Minimum payout | Not found: Not found: the firm does not publish this, or we could not confirm it. | Not found: Not found: the firm does not publish this, or we could not confirm it. |
| Payout cap | Not found: Not found: the firm does not publish this, or we could not confirm it. | 50K: max USD 3,000 per payout, minimum profit USD 300. 100K: max USD 4,000, minimum profit USD 500. Source · checked 29 Oct 2026 |
| Payout fees | Transfer gateway charges are borne by the trader. Source · checked 29 Oct 2026 | 3.5% commission per withdrawal via Rise, crypto or bank transfer (plus bank fees); crypto max USD 1,500 per withdrawal. Payout as Hub credit without commission (usable for purchases only). Source · checked 29 Oct 2026 |
| Conversion deduction | Not found: Not found: the firm does not publish this, or we could not confirm it. | Not found: Not found: the firm does not publish this, or we could not confirm it. |
| Fee refund | with the first payout 70% of the fee with the first payout (min USD 150 profit, account active ≥14 days); 10% and 20% come earlier as Hub credit after Step 1 and 2. Source · checked 29 Oct 2026 | |
| Scaling | Not found: Not found: the firm does not publish this, or we could not confirm it. | Account scales at each 10% target (min 3 profitable days) per table up to USD 500,000; from USD 350,000 an additional fixed monthly payout per the firm. Source · checked 29 Oct 2026 |
| Inactivity | Not found: Not found: the firm does not publish this, or we could not confirm it. | Accounts expire after 30 inactive days (evaluation) or 60 days ("funded"). Source · checked 29 Oct 2026 |
| Trading rules | ||
| News trading | allowed Allowed in the challenge. On the FundedNext Account the plan table says profit made in the high-impact news window counts at 40%. Source · checked 29 Oct 2026 | restricted No orders from 2 minutes before to 2 minutes after high-impact news in the related currency/index (Forex Factory); profits from them are deducted (soft breach). Open trades may be held. Source · checked 29 Oct 2026 |
| Holding overnight | Not found: Not found: the firm does not publish this, or we could not confirm it. | allowed Source · checked 29 Oct 2026 |
| Over the weekend | Not found: Weekend and overnight rules not on the fetched pages. | |
| EAs / bots | restricted EAs allowed except signal copying, tick scalping, latency/hedge arbitrage, HFT, emulators; trader must own the source code; stop-loss must be visible. Source · checked 29 Oct 2026 | |
| Copy trading | forbidden Copying, mirroring and signal following prohibited unless authorised in writing by the provider (clause 8.9). Source · checked 29 Oct 2026 | Not found: Not found: the firm does not publish this, or we could not confirm it. |
| Hedging | restricted Hedging within one account only as far as permitted; cross-account risk neutralisation prohibited (clause 8.8). Source · checked 29 Oct 2026 | Not found: Not found: the firm does not publish this, or we could not confirm it. |
| Leverage | Not found: Leverage help article returned no content. | forex 1:100, indices 1:25, metals 1:25, commodities 1:5, crypto 1:2 Temporarily oil at 1:5 only on 50K and 100K "funded" accounts. Source · checked 29 Oct 2026 |
| Max risk per trade | 3 % = US$3,000 "Max Risk 3% at any time" on the FundedNext Account: risk of an open trade (stop distance × size) as % of the starting balance. Source · checked 29 Oct 2026 | Not found: Not found: the firm does not publish this, or we could not confirm it. |
| Max contracts | n/a | n/a |
| Trading commission | Forex: US$5 per lot · Oil: US$5 per lot · Metals: 0.0016 % of position value · Crypto: 0.04 % of position value · Stocks: 0.004 % of position value The symbols page says "per side", the help centre calculates per opened trade, so it is not clear whether the amount is charged once or twice. The symbols page names no indices rate for this model. The firm does not say whether the amount is per side or for the whole trade, so it is not directly comparable with a round-trip value. Source · checked 05 Nov 2026 | Forex: US$4 per lot round trip The page states this value for forex. Its readable text names no commission for metals, indices, crypto or commodities. Source · checked 05 Nov 2026 |
| Firm and access | ||
| Firm status | operating Source · checked 29 Oct 2026 | operating Source · checked 29 Oct 2026 |
| Regulator warning list | Reserve Bank of India (RBI), 22 Oct 2024 – The Reserve Bank of India's Alert List concerns persons resident in India. For the countries PropCrab covers, it does not change availability (operator decision of 3 November 2026). A listing is not proof of wrongdoing. Source · checked 03 Nov 2026 | no listing recorded |
| Operator per the terms | GrowthNext – F.Z.E. (AE), FundedNext Ltd (KM) GrowthNext F.Z.E. runs onboarding and the website, FundedNext Ltd (Comoros) the simulated trading environment. FNmarkets is a group broker; the challenge itself is not supervised. Source · checked 29 Oct 2026 | Five Percent Online Ltd (IL) Source · checked 29 Oct 2026 |
| Founded | ||
| Residence CH | ||
| Residence DE | ||
| Residence AT | ||
| Residence GB | Not found: Not found: the firm does not publish this, or we could not confirm it. | Not found: Not found: the firm does not publish this, or we could not confirm it. |
| Residence US | ||
| Identity check (KYC) | after passing the evaluation: Stellar 1-Step, 2-Step, Lite: after passing the challenge. Stellar Instant: before the first reward. Renewal every 90 days. Source · checked 29 Oct 2026 | after passing the evaluation: Per the terms you become a Professional User after passing the evaluation and the "User Verification Process". Source · checked 29 Oct 2026 |
| Platforms | MT4, MT5, cTrader, Match-Trader, TradingView Source · checked 29 Oct 2026 | MT5, cTrader (not US), TradingView US clients TradingView only. Platform choice is final after purchase. Source · checked 29 Oct 2026 |
| Pay with | card, paypal, skrill, apple-pay, google-pay, crypto, local-methods Crypto incl. Binance Pay, BTC, ETH, USDT; TC Pay for some countries. Source · checked 29 Oct 2026 | card, paypal, apple-pay, google-pay, crypto Apple/Google Pay via PayPal Checkout; crypto via Confirmo. Source · checked 29 Oct 2026 |
| Payout via | crypto, riseworks, bank-transfer, card USDT/USDC, Confirmo, RiseWorks, bank transfer (not for all countries), card, deposit to FNmarkets; processed within 24 hours. Source · checked 29 Oct 2026 | |
| Refunds | Refund if no trading has started within 7 days of registering; not afterwards. The USD 25 platform fee (cTrader/Match-Trader) is never refunded. Source · checked 29 Oct 2026 | Refund within 5 days of purchase if no trades were made; after that only as Hub credit. Source · checked 29 Oct 2026 |
| Commission for PropCrab | no, no partner agreement | no, no partner agreement |
| Rules apply | since 29 Oct 2026 (first seen), scope not stated | since 29 Oct 2026 (first seen), scope not stated |
We don't crown a winner: which rule matters depends on how you trade. The table only shows what the firms themselves publish.
Prices are shown in the currency the firm quotes. Only when you pick EUR or CHF does an approximate value at the ECB euro reference rate appear below; the firm's price is what counts.
Sources
Every cell names its source. The firm profiles list all sources and open questions:
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