AquaFunded

Founded

2023

Stated as '2023 Established' on the About page.

aquafunded.com03 Nov 2026

Markets

Forex/CFD, Futures

Platforms

• MT5
• Match-Trader
• TradeLocker
• cTrader
• Tradovate
• DeepCharts
• NinjaTrader
• TradingView

Checkout prices identical per platform (sample Instant Pro 100K: MT5, cTrader, TradeLocker, Match-Trader each USD 560); the /pay-later page nonetheless shows '+ $15' next to cTrader. Futures at checkout: Tradovate and DeepCharts. The /pay-later page marks Match-Trader and TradeLocker 'Available' with a US flag; AquaFunded does not say whether MT5 and cTrader are closed to US clients.

help.aquafunded.com03 Nov 2026+9

Instruments

Forex, Indices, Metals, Commodities, Crypto, Equity index futures, Currency futures, Energy futures, Metal futures, Agricultural futures, Interest rate futures, Crypto futures

CFD: forex, indices, commodities (website: 'Forex, Indices, Metals'), crypto. Futures (CME group): equity indices, currencies, energy, metals, agriculture, interest rates, Micro Bitcoin/Ether.

help.aquafunded.com03 Nov 2026+3

Identity check (KYC)

before the first payout

AquaFutures help centre: KYC (ID document, live selfie, proof of address no older than 3 months) and AML screening are required for every reward request, once per person. The CFD help centre has no KYC article.

intercom.help03 Nov 2026

Paying for the challenge

Card, Apple Pay, Crypto

Logos below the purchase button: Visa, Mastercard, Maestro, American Express, Apple Pay, Bitcoin, Ethereum ('Digital Currencies'); we found no text list. The card must be in the trader's name. AquaFutures: residents of Nigeria crypto only.

aquafunded.com03 Nov 2026+2

Payout methods

Rise, Crypto

Rise (bank transfer, crypto, local methods) from USD 500; crypto (USDC and other stablecoins) below USD 5,000 (CFD).

help.aquafunded.com03 Nov 2026+2

Refunds

No refund once the credentials have been emailed ('All sales are final'). The evaluation fee of the passed account is refunded with the fourth profit-split payment; not after a hard breach before. The trader must contact AquaFunded before any chargeback; if a chargeback is made, AquaFunded may suspend accounts and payouts and reclaim amounts already paid.aquafunded.com03 Nov 2026+1

Minimum age

18+aquafunded.com03 Nov 2026

• Unclear

  Is the firm on a regulator's warning list?

  A documented check against the warning lists is not on record for this firm yet.

• Unclear

  Was there a documented payout stop, sales stop or closure (24 months)?

  No such event is documented in our sources. That is not proof there was none.

• Green Flag

  Rule changes apply to new purchases only, with a cut-off date; no documented retroactive change in 24 months.

  Accounts bought before 8 Sep 2026 keep the old rules (incl. 3% trailing max loss, 20% consistency, 2% floating loss closing the account).

  help.aquafunded.com03 Nov 2026
• Green Flag

  Rules fully visible without logging in.

  Target, daily loss and max loss of every programme on sale are on the firm's public pages.

  help.aquafunded.com03 Nov 2026
• Green Flag

  Operating company published with name, seat and registration number.

  AquaFunded LTD (LC), Company number 2004-00597 (Saint Lucia corporation, as published by the firm).

  aquafunded.com03 Nov 2026
• Green Flag

  Discloses whether accounts are simulated or live.

  Per AquaFunded all accounts run in a simulated environment with virtual funds and real quotes; “funded” accounts are not live accounts. Eligible payouts are real.

  help.aquafunded.com03 Nov 2026
• Green Flag

  Country exclusions and KYC timing are visible before buying.

  Country list public (15 countries excluded). KYC: AquaFutures help centre: KYC (ID document, live selfie, proof of address no older than 3 months) and AML screening are required for every reward request, once per person. The CFD help centre has no KYC article.

  help.aquafunded.com03 Nov 2026
• Green Flag

  Payouts possible in other ways than crypto.

  help.aquafunded.com03 Nov 2026
• Green Flag

  Refund terms are public.

  No refund once the credentials have been emailed ('All sales are final'). The evaluation fee of the passed account is refunded with the fourth profit-split payment; not after a hard breach before. The trader must contact AquaFunded before any chargeback; if a chargeback is made, AquaFunded may suspend accounts and payouts and reclaim amounts already paid.

  aquafunded.com03 Nov 2026
• Unclear

  Do the terms carry a date or version?

  We do not record the date or version of the terms as a field yet.

Know before you click whether you may buy at all. Per the firm; the country list can change.

Who sells you the challenge? A supervised group company does not make the challenge itself supervised.

• Aqua Funded FZCO

  Role:

  Contracting party

  Seat:

  IFZA Business Park, DDP, Premises No. 35882-001, Dubai Silicon Oasis, Dubai, United Arab Emirates

  Supervision:

  no supervision named

• AquaFunded LTD

  Role:

  Operator

  Seat:

  The Sotheby Building, Ground Floor, Rodney Village, Rodney Bay, Gros-Islet, SW18 1TA, St. Lucia

  Register:

  Company number 2004-00597 (Saint Lucia corporation, as published by the firm)

  Supervision:

  no supervision named

Per the terms, Aqua Funded FZCO operates the website and is the contracting party (arbitration in Dubai, DIAC); the notice address in the terms is 'Dubai Silicon Oasis, DDP, Building A2'. Per the footer, AquaFunded LTD (St. Lucia) provides the simulated trading services. Per the footer, 'the Company' (Aqua Funded FZCO and its affiliates) carries out no regulated activities. Owner per the About page: the holding 'AquaFunds' (seat not stated).

Documented events and rule changes, newest first.

1. 08 Sept 2026Rule change

   Instant Funding Standard revised for purchases from 8 Sep 2026: 3% daily loss, 5% trailing max loss (00:00 UTC reset), 15% consistency, 1% floating-loss three-strike rule. Instant Funding Pro: 20% instead of 15% consistency for a limited time for purchases from 8 Sep 2026.

   help.aquafunded.com03 Nov 2026+2

2. 31 Aug 2026Rule change

   1 Step Flex: static max loss 12% instead of 10% for purchases from 31 Aug 2026. 2 Step Pro: “funded” consistency 50% instead of 25% for purchases from 31 Aug 2026.

   help.aquafunded.com03 Nov 2026+1

3. 27 Apr 2026Rule change

   CFD: news trading allowed for accounts from 27 Apr 2026; profit in the news window (±5 minutes) capped at 0.5% of the starting balance per payout cycle. Before: no news trading on “funded” accounts.

   help.aquafunded.com03 Nov 2026

The latest 5 of 6 documented changes, newest first.

1. 8 September 2026Rule change

   Instant Funding Pro

   Instant Funding Standard revised for purchases from 8 Sep 2026: 3% daily loss, 5% trailing max loss (00:00 UTC reset), 15% consistency, 1% floating-loss three-strike rule. Instant Funding Pro: 20% instead of 15% consistency for a limited time for purchases from 8 Sep 2026.

   What changed

   • Consistency rule

     Before

     15% of payout-period profit

     New

     20% of payout-period profit (limited time)

   Applies to:

   new purchases

   Grandfathering:

   The 20% consistency rule applies for a limited time ('Limited Time Offer') to purchases from 8 Sep 2026; older accounts keep 15%.

   Sources

   • Instant Funding Pro (help.aquafunded.com) (opens in a new tab) · read on 3 November 2026
   • Instant Funding Standard (help.aquafunded.com) (opens in a new tab) · read on 3 November 2026
   • Instant Funding Standard (accounts bought before 8 Sep 2026) (help.aquafunded.com) (opens in a new tab) · read on 3 November 2026
2. 8 September 2026Rule change

   Instant Funding Standard

   Instant Funding Standard revised for purchases from 8 Sep 2026: 3% daily loss, 5% trailing max loss (00:00 UTC reset), 15% consistency, 1% floating-loss three-strike rule. Instant Funding Pro: 20% instead of 15% consistency for a limited time for purchases from 8 Sep 2026.

   What changed

   • Maximum loss

     Before

     3% trailing (highest balance)

     New

     5% trailing at the 00:00 UTC reset (higher of balance/equity)

   • Consistency rule

     Before

     20% of payout-period profit

     New

     15% of payout-period profit

   • Maximum risk per trade

     Before

     Floating loss −2% of starting balance closes the account (300K: −1%)

     New

     Floating loss −1%: split 50% / 25% / account breached on the 3rd violation

   Applies to:

   new purchases

   Grandfathering:

   Accounts bought before 8 Sep 2026 keep the old rules (incl. 3% trailing max loss, 20% consistency, 2% floating loss closing the account).

   Sources

   • Instant Funding Standard (accounts bought before 8 Sep 2026) (help.aquafunded.com) (opens in a new tab) · read on 3 November 2026
   • Instant Funding Standard (help.aquafunded.com) (opens in a new tab) · read on 3 November 2026
   • Instant Funding Pro (help.aquafunded.com) (opens in a new tab) · read on 3 November 2026
3. 31 August 2026Rule change

   1 Step Flex

   1 Step Flex: static max loss 12% instead of 10% for purchases from 31 Aug 2026. 2 Step Pro: “funded” consistency 50% instead of 25% for purchases from 31 Aug 2026.

   What changed

   • Maximum loss

     Before

     10% static

     New

     12% static

   Applies to:

   new purchases

   Grandfathering:

   Accounts bought before 31 Aug 2026 keep the 10% static max loss; the daily loss is unchanged.

   Sources

   • 1 Step Flex (help.aquafunded.com) (opens in a new tab) · read on 3 November 2026
   • 2 Step Pro (help.aquafunded.com) (opens in a new tab) · read on 3 November 2026
4. 31 August 2026Rule change

   2 Step Pro

   1 Step Flex: static max loss 12% instead of 10% for purchases from 31 Aug 2026. 2 Step Pro: “funded” consistency 50% instead of 25% for purchases from 31 Aug 2026.

   What changed

   • Consistency rule

     Before

     25% of payout-period profit

     New

     50% of payout-period profit

   Applies to:

   new purchases

   Grandfathering:

   Accounts bought before 31 Aug 2026 keep the 25% consistency rule on the “funded” account.

   Sources

   • 2 Step Pro (help.aquafunded.com) (opens in a new tab) · read on 3 November 2026
   • 1 Step Flex (help.aquafunded.com) (opens in a new tab) · read on 3 November 2026
5. 4 August 2026Rule change

   Pay After Pass (Pay Later)

   Applies to:

   new purchases

   Grandfathering:

   Per the help centre these rules apply to Pay Later accounts created on or after 4 Aug 2026.

   Sources of the new rules

   • Pay After Pass Model (help.aquafunded.com) (opens in a new tab) · read on 3 November 2026
   • Pay After You Pass (aquafunded.com) (opens in a new tab) · read on 3 November 2026
   • Home (price table, payment logos, footer) (aquafunded.com) (opens in a new tab) · read on 3 November 2026

We looked for these and did not find them on the firm's pages, or could not fetch them automatically. So they show as "–", never as 0.

No correction to this profile so far. Go to the corrections log

Reviews of AquaFunded by readers, read before publication. Self-reported, not verified.

How many reviews are approved is always up to date on the firm's review page.