Firm profile · as of 3 November 2026
Crypto Fund Trader
What Crypto Fund Trader itself publishes about rules, costs and payouts – every item links to the firm's page, with a date. No rating, no overall score.
- Status
- warning
- Commission for PropCrab
- no, no partner agreement
- Data as of
- not yet checked by a human
Key facts
- Founded
- – not documented
- Markets
- Crypto, Forex/CFD
- Platforms
- MT5 · ≠ US
- Match-Trader
- Bybit
- Instruments
- Crypto, Forex, Indices, Commodities, Stocks
MT5 and Match-Trader per the FAQ: 556 cryptocurrencies, 106 forex, 15 indices, 22 commodities, 25 stocks (other pages give slightly different counts). Bybit: USDT crypto futures only (FAQ: more than 550 pairs, other pages: more than 715).
cryptofundtrader.com - Identity check (KYC)
- before the first payout
KYC in the dashboard (Withdrawals section) once a simulated Final Stage account is reached or an Instant account is bought; mandatory and approved before any payout. The trader signs a contract and provides one ID and one proof of address. No Bybit KYC is needed for the Bybit evaluation.
cryptofundtrader.com - Paying for the challenge
- Card, PayPal, Apple Pay, Google Pay, Crypto
Per the FAQ; the terms (5.5) name only card and cryptocurrencies. Prices in USD; other currencies are converted at the payment processor's rate.
cryptofundtrader.com - Payout methods
- Bank transfer, Crypto
Bank transfer in EUR or USD; crypto: USDT (ERC20, TRC20), Bitcoin, Ethereum.
cryptofundtrader.com - Refunds
- Withdrawal without giving reasons within 14 days, by e-mail with the subject "Refund". The right is lost once a position has been opened on the demo account. Refund via the original payment method within 14 days; per the policy refunds are at the firm's discretion. No refund if the phases are not fully completed, nor on termination for a rule breach.cryptofundtrader.com
- Minimum age
- 18+cryptofundtrader.com
According to the firm
The firm's own statements, not checked by us.
- «More than USD 21.8M paid to traders (homepage counter as of 3 Nov 2026; firm's own claim).»cryptofundtrader.com
- «98,000 traders "educated" (firm's own claim).»cryptofundtrader.com
Red Flags & Green Flags
Red Flag or Green Flag? Every call follows fixed criteria and shows its source. What our sources cannot answer stays "Unclear". Flags are never added up – there is no score.
- Red Flag
Named on an official regulator warning list (exact name match). A listing is not proof of wrongdoing.
FINMA: listing "Cryptofundtrader" dated 2024-08-23.
finma.ch - Unclear
Was there a documented payout stop, sales stop or closure (24 months)?
No such event is documented in our sources. That is not proof there was none.
- Unclear
Do rule changes apply to new purchases only?
No dated rule change with a cut-off is recorded for this firm yet.
- Green Flag
Rules fully visible without logging in.
Target, daily loss and max loss of every programme on sale are on the firm's public pages.
cryptofundtrader.com - Green Flag
Operating company published with name, seat and registration number.
SWISS RLCRATES AG (CH), UID CHE-162.567.204.
cryptofundtrader.com - Green Flag
Discloses whether accounts are simulated or live.
Per the terms, every phase and the "Final Stage" use demo accounts only; the website says it is all demo with no real capital. Payouts are called "scholarships" (performance-based rewards). Per terms 14.2 SWISS RLCRATES AG does not guarantee payment and may decline it under certain circumstances; the trader is then only entitled to a refund of the fees paid. A separate agreement with SWISS RLCRATES AG is signed for the Final Stage.
cryptofundtrader.com - Unclear
Are country exclusions and KYC timing visible before buying?
Country list or KYC timing not found on the pages fetched.
- Green Flag
Payouts possible in other ways than crypto.
cryptofundtrader.com - Green Flag
Refund terms are public.
Withdrawal without giving reasons within 14 days, by e-mail with the subject "Refund". The right is lost once a position has been opened on the demo account. Refund via the original payment method within 14 days; per the policy refunds are at the firm's discretion. No refund if the phases are not fully completed, nor on termination for a rule breach.
cryptofundtrader.com - Unclear
Do the terms carry a date or version?
We do not record the date or version of the terms as a field yet.
The criteria
The criteria come from our transparency check. A Red Flag needs a documented fact – a missing item is never a Red Flag.
Red Flag
- Named on an official regulator warning list (exact name match). A listing is not proof of wrongdoing.
- Documented payout stop, sales stop or closure (firm or group company) in the last 24 months.
- Documented retroactive rule change for accounts already bought, in the last 24 months.
- Rules not fully visible without logging in or buying.
- No operating company with name and seat named in the terms.
Green Flag
- Rules fully visible without logging in.
- Operating company published with name, seat and registration number.
- Terms carry a date or version.
- Rule changes apply to new purchases only, with a cut-off date; no documented retroactive change in 24 months.
- Country exclusions and KYC timing are visible before buying.
- Payouts possible in other ways than crypto.
- Discloses whether accounts are simulated or live.
- Refund terms are public.
We show the firm's age as a fact, not as a flag.
Challenges & rules
The essentials of each programme at a glance. Every rule with its source and date, every account size, older rule versions and the question "I bought on …" are on the programme's own page.
2-Phase Evaluation
2-StepCrypto
As of 3 November 2026
- Account sizes
- USD 5K–200K6 sizes
- List price
- USD 58 – USD 1,250
- Cost per 1,000 of buffer
- USD 62.50 – USD 116.00
Rules for purchases from today
- Profit target phase 1
- 8 %
- Daily loss · Phase 1
- 5 %
- Maximum loss · Phase 1
- 10 % · static
- Profit split
- 80 %, up to 90 %
- First payout
- 15 trading days
1-Phase Evaluation
1-StepCrypto
As of 3 November 2026
- Account sizes
- USD 5K–200K6 sizes
- List price
- USD 40 – USD 1,199
- Cost per 1,000 of buffer
- USD 99.92 – USD 146.00
Rules for purchases from today
- Profit target phase 1
- 10 %
- Daily loss · Phase 1
- 4 %
- Maximum loss · Phase 1
- 6 % · trailing (closed balance)
- Profit split
- 80 %, up to 90 %
- First payout
- 15 trading days
Instant Evaluation
Instant (no evaluation)Crypto
As of 3 November 2026
- Account sizes
- USD 2.5K–10K3 sizes
- List price
- USD 125 – USD 475
- Cost per 1,000 of buffer
- USD 791.67 – USD 833.33
Rules for purchases from today
- Daily loss
- 4 %
- Maximum loss
- 6 % · static
- Profit split
- 50 %, up to 90 %
- First payout
- "Withdrawal & Upgrade" once the account reaches 10% simulated profit, with no minimum trading days. Before that, as in the other evaluations, after 15 trading days or 30 calendar days. KYC required. Processing per the FAQ about 8 hours on average, up to 48 business hours; KYC must be approved first.
Availability by residence
Know before you click whether you may buy at all. Per the firm; the country list can change.
| Residence | Per the firm |
|---|---|
| Switzerland (CH) | accepted No country restriction for Match-Trader; MT5 is closed only to the US. Note the FINMA warning-list entry. cryptofundtrader.com |
| Germany (DE) | accepted No country restriction for Match-Trader; MT5 is closed only to the US. cryptofundtrader.com |
| Austria (AT) | accepted No country restriction for Match-Trader; MT5 is closed only to the US. cryptofundtrader.com |
| United States (US) | restricted MT5 (including resets and migrations to MT5) is not available to US residents; Match-Trader per the firm "Works in US". On Bybit, Bybit's own jurisdiction rules apply. cryptofundtrader.com |
| United Kingdom (GB) | accepted No country restriction for Match-Trader; MT5 is closed only to the US. cryptofundtrader.com |
- Platform not for United States: MT5
No link to the firm: its status is not "active".
Companies & supervision
Who sells you the challenge? A supervised group company does not make the challenge itself supervised.
SWISS RLCRATES AG
- Role:
- Operator
- Seat:
- Bahnhofstrasse 21, 6300 Zug, Switzerland
- Register:
- UID CHE-162.567.204
- Supervision:
- no supervision named
Per the terms SWISS RLCRATES AG operates the website and the service; courts of Zug, Swiss law. Per the footer it acts as payment/marketing agent for RLCRATES, S.L., the company providing the services with MT5 (MT5 licence holder); the firm does not state that company's country. SWISS RLCRATES AG states it is neither authorised nor licensed in Switzerland. Offices per the homepage: Zug, Pamplona (Spain), Dubai.
cryptofundtrader.comWarnings and events
Documented events and rule changes, newest first.
No events recorded.
Regulator warning lists
- FINMA (CH) · «Cryptofundtrader» · 23 August 2024finma.ch
A listing is not proof of wrongdoing.
Change log
1 documented change, newest first.
Firm-wide
FINMA (CH) lists "Cryptofundtrader" on its warning list.
exact name match · checked on 3 November 2026
A listing is not proof of wrongdoing.
Source
- FINMA (finma.ch) (opens in a new tab) · read on 3 November 2026
Data gaps
We looked for these and did not find them on the firm's pages, or could not fetch them automatically. So they show as "–", never as 0.
Firm and further offers
Founding year not stated on the fetched pages.
founded
Checked: cryptofundtrader.com, cryptofundtrader.com, cryptofundtrader.com
No country list: per the firm no restriction for Match-Trader, MT5 not for the US, Bybit's own rules on Bybit. The footer only says in general that the firm does not operate where crypto or CFD activity is not allowed.
eligibility.restrictedCountries
Checked: cryptofundtrader.com, cryptofundtrader.com
The firm names RLCRATES, S.L. (MT5 services) without country, address or registration number, so it is not recorded as an entity.
entities (RLCRATES, S.L.)
Checked: cryptofundtrader.com, cryptofundtrader.com, cryptofundtrader.com
No minimum payout amount stated.
programs.*.funded.payoutMin
Checked: cryptofundtrader.com, cryptofundtrader.com
No payout cap stated. Separately there is a profit limit of USD 10,000 simulated profit per day and/or per trade (the excess is deducted, based on the balance at 00:10 UTC) and a maximum allocation of USD 300,000 starting balance across Final Stage accounts per person.
programs.*.funded.payoutCap
Checked: cryptofundtrader.com, cryptofundtrader.com, cryptofundtrader.com
Payout fees not stated.
programs.*.funded.payoutFees
Checked: cryptofundtrader.com, cryptofundtrader.com
Refund of the evaluation fee with a payout not mentioned (terms 14.2 only mention a fee refund if the firm does not pay a scholarship).
programs.*.funded.feeRefund
Checked: cryptofundtrader.com, cryptofundtrader.com, cryptofundtrader.com
Break Evaluation (25K/50K/100K, 1 phase, activation fee USD 138/198/328) not recorded: the Break page shows "SOLD OUT" and "LIMITED TIME ONLY", the homepage tab is hidden and the shop products are not purchasable. Widget prices USD 70/139/199, terms USD 70/140/200.
programs.crypto-fund-trader-break
Checked: cryptofundtrader.com, cryptofundtrader.com, cryptofundtrader.com
Ascend Evaluation (2 phases, fixed scholarship USD 210 to 8,400) not recorded: homepage tab hidden, shop products not purchasable. Widget prices USD 45–1,798, terms USD 39–1,560.
programs.crypto-fund-trader-ascend
Checked: cryptofundtrader.com, cryptofundtrader.com
3-Phase evaluation (terms: USD 30–798; 5% target per phase, 5% daily and 5% overall loss) appears in the terms and FAQ but not in the programme widget or the shop product list; sale not confirmed.
programs.crypto-fund-trader-3-phase
Checked: cryptofundtrader.com, cryptofundtrader.com
The shop list contains further add-on products ("Bi Weekly Payouts (15%)", "0 Min Days Traded (10%)") that the FAQ and terms do not name; not recorded.
programs.* (add-ons)
Checked: cryptofundtrader.com
2-Phase Evaluation
No scaling plan stated for 1-Phase and 2-Phase accounts (the homepage scaling table belongs to the Instant programme).
programs.crypto-fund-trader-2-phase.funded.scaling
Checked: cryptofundtrader.com, cryptofundtrader.com
1-Phase Evaluation
No scaling plan stated.
programs.crypto-fund-trader-1-phase.funded.scaling
Checked: cryptofundtrader.com, cryptofundtrader.com
No correction to this profile so far. Go to the corrections log
Are Crypto Fund Trader accounts simulated?
Simulated account. Per the terms, every phase and the "Final Stage" use demo accounts only; the website says it is all demo with no real capital. Payouts are called "scholarships" (performance-based rewards). Per terms 14.2 SWISS RLCRATES AG does not guarantee payment and may decline it under certain circumstances; the trader is then only entitled to a refund of the fees paid. A separate agreement with SWISS RLCRATES AG is signed for the Final Stage. Per the firm, as of 3 November 2026.
Can I use Crypto Fund Trader from Switzerland, Germany or Austria?
Switzerland: accepted (No country restriction for Match-Trader; MT5 is closed only to the US. Note the FINMA warning-list entry.); Germany: accepted (No country restriction for Match-Trader; MT5 is closed only to the US.); Austria: accepted (No country restriction for Match-Trader; MT5 is closed only to the US.). Per the firm, as of 3 November 2026.
Do I get the Crypto Fund Trader fee back?
Withdrawal without giving reasons within 14 days, by e-mail with the subject "Refund". The right is lost once a position has been opened on the demo account. Refund via the original payment method within 14 days; per the policy refunds are at the firm's discretion. No refund if the phases are not fully completed, nor on termination for a rule breach. Per the firm, as of 3 November 2026.
What is the profit split at Crypto Fund Trader?
2-Phase Evaluation: 80 % – 90 %; 1-Phase Evaluation: 80 % – 90 %; Instant Evaluation: 50 % – 90 %. "Funded" means here what the firm itself states below. Per the firm, as of 3 November 2026.
All sources
Every page an item on this profile comes from. Fetched and re-checked on the dates shown.
- Home (programme widget, prices, footer)cryptofundtrader.com · website ·
- Choose your challengecryptofundtrader.com · website ·
- Evaluation Rulescryptofundtrader.com · website ·
- FAQscryptofundtrader.com · FAQ ·
- Refund Policycryptofundtrader.com · terms ·
- Terms and Conditionscryptofundtrader.com · terms ·
- FINMA warning list: Cryptofundtrader (23.08.2024)finma.ch · regulator ·
- UID register: SWISS RLCRATES AGuid.admin.ch · registry ·
The sources of a programme's full rules, every size and its older versions are on its own page:
Trader reviews
Reviews of Crypto Fund Trader by readers, read before publication. Self-reported, not verified.
How many reviews are approved is always up to date on the firm's review page.