FXIFY Lightning Challenge

5 %

3 %

from start-of-day balance

Reset: 17:00 EST

a breach ends the account

Percentage of the previous day's end-of-day balance (5 PM EST), not of the initial balance. Equity is measured against it; a breach ends the account.

4 % · trailing (closed balance)

The floor follows the highest closed balance in real time.

Stops: Trails the highest closed balance (high-water mark) by 4% of the starting balance and locks at the starting balance once 4% profit is reached. The floor applies to equity and balance. A stop-loss is also mandatory: the first and second trade without a stop-loss are closed automatically (soft breach), the third is a hard breach; an add-on (+5% of the price) removes the requirement.

3 days

The pricing table lists 3 minimum trading days in the assessment; the FAQ requires 3 days only on the “funded” account and “recommends” 3–4 days in the assessment because of the consistency rule.

7 days

At most 7 calendar days or 5 trading days from the first trade; missing the target is a hard breach.

≤ 30 % · best day ÷ total profit

breach ends the account

No trading day may exceed 30% of total profit. Within the time window you can keep trading until the share is met; if the rule is not met once the 5 trading days (counted from the first trade) have passed, the account breaches. Another FAQ says that reaching the profit target without meeting the rule is also a breach and the account is not “funded”. Example (100K, target USD 5,000): a USD 1,800 day requires at least USD 6,000 total profit.

Live account (per the firm)

The payout FAQ refers to the “Lightning and Instant funding live account”. Per the agreement, third-party brokers provide account and platform.

3 %

from start-of-day balance

Reset: 17:00 EST

a breach ends the account

Percentage of the previous day's end-of-day balance (5 PM EST), not of the initial balance. Equity is measured against it; a breach ends the account.

4 % · trailing (closed balance)

The floor follows the highest closed balance in real time.

Stops: Trails the highest closed balance (high-water mark) by 4% of the starting balance and locks at the starting balance once 4% profit is reached or once a payout has been processed (whichever comes first). The floor applies to equity and balance. A stop-loss is also mandatory: the first and second trade without a stop-loss are closed automatically (soft breach), the third is a hard breach; an add-on (+5% of the price) removes the requirement.

≤ 30 % · best day ÷ total profit

payout waits until met

Every payout requires that no trading day exceeds 30% of total profit; otherwise keep trading until the share is met. Example: a USD 1,800 day → at least USD 6,000 total profit.

3 days

80 %, up to 90 %

90% with an add-on costing 20% of the base price.

7 days

7 days after the first trade on the “funded” account; requires KYC, the contract, the consistency rule met, at least 3 trading days and at least USD 50.

every 14 days

Afterwards every 14 days from the first trade.

USD 50

Per the FAQ FXIFY charges no payout fee. Payouts run through Rise, which may charge its own fee. Reviews Monday to Friday 9 AM–9 PM GMT, typically processed within 3 business days once verification is complete.

with the first payout

100% of the fee with the first withdrawal.

none

Without at least one trade within 60 days the account is treated as inactive and breached.

restricted

Per the FAQ trading is restricted from 5 minutes before to 5 minutes after major news; no new trades should be placed in that window. The pricing table lists “Trade Through News: No”. The Lightning FAQ does not state the consequence of a violation.

allowed

allowed

forbidden

forbidden

forex-gold 1:30 · Commodities 1:10 · usoil 1:5 · Indices 1:10 · Stocks 1:2 · exotic-fx 1:6

No crypto.