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Programme · as of 3 November 2026

Top One Futures INSTANT Sim Funded (2.0)

What Top One Futures itself says about this programme: account sizes, prices and rules, each value with its source and date. No rating, no overall score.

Status
operating
Commission for PropCrab
no, no partner agreement

Rules & account sizes

Instant (no evaluation)Futures

Rules for purchases from today

valid from 27 July 2026 · for new purchases

Existing accounts: Accounts bought before 27 Jul 2026 keep the original values: max drawdown 100K USD 3,000 and 150K USD 4,500, daily limit 150K USD 3,750, maximum payout USD 1,500 / 2,500 / 3,000 / 3,500.

Account sizes & costs

INSTANT Sim Funded (2.0): list prices and derived figures (as of 7 November 2026)
AccountList priceActivationLoss bufferCost per 1,000 of bufferTarget ÷ bufferSource
USD 25KUSD 419noneUSD 1,000trailing (end of day)USD 419.00–checkout.toponefutures.com
USD 50KUSD 679noneUSD 2,000trailing (end of day)USD 339.50–checkout.toponefutures.com
USD 100KUSD 821noneUSD 4,000trailing (end of day)USD 205.25–checkout.toponefutures.com
USD 150KUSD 939noneUSD 5,250trailing (end of day)USD 178.86–checkout.toponefutures.com

Simulated account with profit shareSIM

No evaluation phase: you start directly on the account below.

Account type

Simulated, possibly live later

Sim Funded accounts are simulated: per the terms, "trading" on the platform is to be understood as "notional or fictitious trading on demo accounts". After 3 successful payouts from one account a risk manager reviews whether you stay in the sim “funded” account or move to a live account; per the firm most traders first go to the Pre-Live stage (still sim profits, 80/20, USD 200 minimum payout). Real capital only comes with the Live (brokerage) account after further milestones; there no payout cap, and you pay professional market data yourself.

toponefutures.com
Daily loss

25K: USD 625 · 50K: USD 1,250 · 100K: USD 2,500 · 150K: USD 3,000

from start-of-day balance

Reset: 18:00 America/New_York

only stops the trading day

From the previous day's closing balance; a breach pauses trading until the next session (soft breach).

help.toponefutures.com
Maximum loss

25K: USD 1,000 · 50K: USD 2,000 · 100K: USD 4,000 · 150K: USD 5,250 · trailing (end of day)

The floor follows the highest end-of-day balance up and never drops.

Stops: Follows the highest end-of-day balance (day ends 5:00 PM EST), checked in real time; locks at starting balance + USD 100 once the balance reaches USD 26,100 / 52,100 / 104,100 / 155,350, at the latest after the first payout.

No reset: a breached Instant account is closed.

help.toponefutures.com
Consistency rule

≤ 20 % · best day ÷ profit since last payout

payout waits until met

Best day ÷ total profit since the last payout at most 20%, checked at the payout request (trading day ends 5:00 PM EST); otherwise keep trading, the account does not fail. Example: best day USD 1,500 → at least USD 7,500 profit.

help.toponefutures.com
Trading days per payout

none

Per the help centre no minimum days; the homepage advertises "5 Day Payouts", and the 20% rule arithmetically needs at least 5 profitable days.

help.toponefutures.com
Profit split

90 %

90/10 on all Sim Funded accounts; 80/20 in a Live account.

help.toponefutures.com
First payout

Once profit reaches 6% of the starting balance (50K: USD 3,000) and the 20% consistency is met.

help.toponefutures.com
Payout rhythm

per cycle

Each further payout after a new profit target: 5% on the balance after the first payout, from the third 4% on the balance after the previous one; each with the 20% consistency met.

help.toponefutures.com
Minimum payout

– not documented for this version

Cap per payout

Per request at most USD 1,000 (25K), 2,000 (50K), 2,500 (100K), 3,000 (150K); profit above that stays in the account. No cap in a Live account.

help.toponefutures.com
Fee refund

no refund

Strict no-refund policy on all account purchases; the firm nowhere names a fee refund with a payout.

help.toponefutures.com
Scaling

none

No scaling plan: full contract limit from day one, it never grows.

help.toponefutures.com
Inactivity

At least one trade (entry and exit) within 14 days or 336 hours of the last trade, weekends and holidays included; otherwise a permanent hard breach and loss of all profits. Applies to all accounts.

help.toponefutures.com

Trading rules

News trading

allowed

Per the help centre this programme has no news rule.

help.toponefutures.com
Holding overnight

forbidden

All positions must be closed by 4:10 PM EST or they are force-liquidated. Trading hours 6:00 PM to 4:10 PM EST, Fridays until 4:00 PM, break 5:00 to 6:00 PM.

help.toponefutures.com
Holding over the weekend

forbidden

Per the firm, weekend trading is strictly prohibited; with no overnight positions nobody holds positions over the weekend either.

help.toponefutures.com
EAs / bots

forbidden

No EAs, bots, scripts or high-frequency tools; trades entered manually or semi-manually. Every trade must stay open longer than 10 seconds.

help.toponefutures.com
Copy trading

restricted

Copying only between your own accounts of the same programme and size. Prohibited: copying to other people's accounts (family included), across programmes or sizes (also manually or via highly correlated markets), and signal or group trading.

help.toponefutures.com
Hedging

restricted

Hedging between accounts is prohibited, including against accounts at other prop firms or brokers. The firm states no rule on opposite positions within a single account.

help.toponefutures.com
Max contracts

25K: 1 minis / 10 micros · 50K: 3 minis / 30 micros · 100K: 5 minis / 50 micros · 150K: 7 minis / 70 micros

Fixed from day one. At most 5 accounts for 25K/50K, 3 for 100K/150K, all the same size. Micro Bitcoin (MBT) has its own, lower limits.

help.toponefutures.com

Rule versions (1)

Only this version is recorded so far.

Availability by residence

Whether you may buy from your country is on the Top One Futures profile. Availability by residence

Visit Top One Futures

Direct link to the firm

Paid challenge on a simulated account · the fee is usually lost when a rule is broken · firms are generally not supervised

We looked for these for this programme and found no source. They show as "–", never as 0.

Sources for this programme

Report an error

Every page a value of this programme comes from, with the day we read it.

  1. Checkout (account options, price matrix, payment methods)checkout.toponefutures.com · website ·
  2. Maximum contractshelp.toponefutures.com · help centre ·
  3. Contract scaling in the Instant Sim Funded programhelp.toponefutures.com · help centre ·
  4. Daily drawdownhelp.toponefutures.com · help centre ·
  5. Maximum payout until livehelp.toponefutures.com · help centre ·
  6. Profit split on Sim Funded accountshelp.toponefutures.com · help centre ·
  7. Maximum number of accountshelp.toponefutures.com · help centre ·
  8. Can I hold trades overnight?help.toponefutures.com · help centre ·
  9. Can I use EAs/bots?help.toponefutures.com · help centre ·
  10. Can I trade news?help.toponefutures.com · help centre ·
  11. Inactivity rulehelp.toponefutures.com · help centre ·
  12. Minimum trade time rulehelp.toponefutures.com · help centre ·
  13. Trailing drawdown on Instant Sim Funded accountshelp.toponefutures.com · help centre ·
  14. Instant Sim Funded consistency rulehelp.toponefutures.com · help centre ·
  15. Path to trading livehelp.toponefutures.com · help centre ·
  16. Overview of the Instant Sim Funded programhelp.toponefutures.com · help centre ·
  17. Prohibited trading practiceshelp.toponefutures.com · help centre ·
  18. Trading hourshelp.toponefutures.com · help centre ·
  19. Are there IP address restrictions?help.toponefutures.com · help centre ·
  20. Refund policyhelp.toponefutures.com · help centre ·
  21. Copy trading policyhelp.toponefutures.com · help centre ·
  22. Instant Sim Funded payout requirementshelp.toponefutures.com · help centre ·
  23. Which accounts are eligible for a reset?help.toponefutures.com · help centre ·
  24. Account comparison: Elite vs Instant vs Ignitehelp.toponefutures.com · help centre ·
  25. How long do I have to pay my activation fee?help.toponefutures.com · help centre ·
  26. Home (prices, Black November offers, firm figures)toponefutures.com · website ·
  27. Terms and Conditions (last updated June 10, 2026)toponefutures.com · terms ·

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