A vs B · as of 29 Oct 2026
MyFundedFutures vs Topstep: the rules compared
MyFundedFutures and Topstep rule by rule, each with its source. Data as of 29 Oct 2026. No winner, no score: you decide which rule matters to you.
Where they differ
The rows where the two don't say the same thing. Everything else is in the table below.
- List price
- MyFundedFuturesUS$209 one-time
- TopstepUS$49 / month
- Activation fee
- MyFundedFuturesnone
- TopstepUS$149
- Reset fee
- MyFundedFutures– Not found
- TopstepUS$49
- Data fee
- MyFundedFutures– Not found
- Topstepnone
- Cost per 1,000 buffer
- MyFundedFuturesUS$104.50 / 1,000 USD
- TopstepUS$99 / 1,000 USD
- Max loss
- MyFundedFuturesUS$2,000, trailing (end of day). Lock: On 25K it locks at USD 25,100.
- TopstepUS$2,000, trailing (end of day). Lock: Rises with the end-of-day balance, never falls; locks once it reaches the starting balance. Monitored intraday in real time (unrealised P&L included).
- Time limit
- MyFundedFutures– Not found
- Topstepunlimited
- Consistency rule
- MyFundedFutures50 %: other formula (other consequence)
- Topstep55 %: best day ÷ total profit (keep trading until met)
- Max loss
- MyFundedFuturesUS$2,000, trailing (intraday). Lock: Trails the intraday equity high-water mark; locks at USD 100.
- TopstepUS$2,000, trailing (end of day). Lock: Starts at −limit below USD 0, locks at USD 0; permanently at USD 0 after the first payout.
- Trading days per payout
- MyFundedFutures– Not found
- Topstep5 trading days (Winning day of at least USD 150 net (Standard path); Consistency path: 3 trading days.)
- First payout
- MyFundedFutures24 hours after the first trade on the sim-funded account, once the buffer is met (50K: USD 2,100 realised profit).
- TopstepAfter 5 winning days of USD 150+ (Standard) or 3 trading days with 40% consistency (Consistency path).
- Payout cadence
- MyFundedFuturesdaily
- Topstepper cycle: Again after each further 5 winning days; positive net profit since the last payout is required.
All rules side by side
| Rule | Rapid · 50K observed-2026-10-29 Open this snapshot in workspaceoperatingAs of 29 Oct 2026 | Trading Combine (Standard Path) · 50K observed-2026-10-29 Open this snapshot in workspaceoperatingAs of 29 Oct 2026 |
|---|---|---|
| Price and buffer | ||
| Programme | Rapid (Futures evaluation) | Trading Combine (Standard Path) (Futures evaluation) |
| Account size (simulated) | US$50,000 | US$50,000 |
| List price | US$209 one-time Source · checked 29 Oct 2026 | US$49 / month Source · checked 29 Oct 2026 |
| Activation fee | ||
| Reset fee | Not found: Not found: the firm does not publish this, or we could not confirm it. | |
| Data fee | Not found: Not found: the firm does not publish this, or we could not confirm it. | |
| Loss bufferAccount size × the evaluation's max loss (instant: the account's). This much simulated loss ends the account. | US$2,000 | US$2,000 |
| Cost per 1,000 bufferPrice plus activation fee ÷ (buffer / 1,000). Subscriptions count one month. A metric, not a rating. | US$104.50 / 1,000 USD | US$99 / 1,000 USD 1 month of subscription plus activation |
| Target ÷ bufferSum of all phase targets ÷ max loss, both in the same account currency. Lower means less target per unit of buffer. | 1.5 | 1.5 |
| Evaluation (challenge) | ||
| Profit target phase 1 | US$3,000 Source · checked 29 Oct 2026 | US$3,000 Source · checked 29 Oct 2026 |
| Daily loss limit | none No mandatory daily limit. Optional at purchase (USD 1,000 / 2,000 / 3,000): it only forces a break until the next session, not a rule violation. Source · checked 29 Oct 2026 | |
| Max loss | US$2,000, trailing (end of day). Lock: On 25K it locks at USD 25,100. Source · checked 29 Oct 2026 | US$2,000, trailing (end of day). Lock: Rises with the end-of-day balance, never falls; locks once it reaches the starting balance. Monitored intraday in real time (unrealised P&L included). Source · checked 29 Oct 2026 |
| Minimum trading days | ||
| Time limit | Not found: Not found: the firm does not publish this, or we could not confirm it. | unlimited Source · checked 29 Oct 2026 |
| Consistency rule | 50 %: other formula (other consequence) Source · checked 29 Oct 2026 | 55 %: best day ÷ total profit (keep trading until met) Source · checked 29 Oct 2026 |
| After passing | ||
| Account type after passing | Simulated, possibly live later Sim-funded account (starts at USD 0). Transition to live at USD 10,000 profit in one day or after Risk Team review. Source · checked 29 Oct 2026 | Simulated, possibly live later The Express Funded Account is a simulated account of TopstepTrader LLC (starts at USD 0, size = buying power). A Live Funded Account with TopstepFunded LLC capital is a possible later step. Source · checked 29 Oct 2026 |
| Daily loss limit | none No mandatory daily limit. Optional at purchase (USD 1,000 / 2,000 / 3,000): it only forces a break until the next session, not a rule violation. Source · checked 29 Oct 2026 | |
| Max loss | US$2,000, trailing (intraday). Lock: Trails the intraday equity high-water mark; locks at USD 100. Source · checked 29 Oct 2026 | US$2,000, trailing (end of day). Lock: Starts at −limit below USD 0, locks at USD 0; permanently at USD 0 after the first payout. Source · checked 29 Oct 2026 |
| Consistency rule | none Standard path has no consistency rule. On the optional Consistency path: largest day ≤ 40% of net profit to be payout-eligible. Source · checked 29 Oct 2026 | |
| Trading days per payout | Not found: Not found: the firm does not publish this, or we could not confirm it. | 5 trading days (Winning day of at least USD 150 net (Standard path); Consistency path: 3 trading days.) Source · checked 29 Oct 2026 |
| Profit split | 90 % Traders who joined the new dashboard before 12 Jan 2026 keep 100% of the first USD 10,000. Source · checked 29 Oct 2026 | |
| First payout | 24 hours after the first trade on the sim-funded account, once the buffer is met (50K: USD 2,100 realised profit). Source · checked 29 Oct 2026 | After 5 winning days of USD 150+ (Standard) or 3 trading days with 40% consistency (Consistency path). Source · checked 29 Oct 2026 |
| Payout cadence | per cycle: Again after each further 5 winning days; positive net profit since the last payout is required. Source · checked 29 Oct 2026 | |
| Minimum payout | ||
| Payout cap | Not found: Not found: the firm does not publish this, or we could not confirm it. | Per request at most 50% of the balance, capped: 50K USD 2,000 (Standard) / 3,000 (Consistency), 150K USD 5,000 / 6,000. No cap in the Live Funded Account. Source · checked 29 Oct 2026 |
| Payout fees | Not found: Not found: the firm does not publish this, or we could not confirm it. | Not found: Not found: the firm does not publish this, or we could not confirm it. |
| Conversion deduction | Not found: Not found: the firm does not publish this, or we could not confirm it. | Not found: Not found: the firm does not publish this, or we could not confirm it. |
| Fee refund | Not found: Not found: the firm does not publish this, or we could not confirm it. | Not found: Not found: the firm does not publish this, or we could not confirm it. |
| Scaling | Not found: Not found: the firm does not publish this, or we could not confirm it. | Not found: Not found: the firm does not publish this, or we could not confirm it. |
| Inactivity | At least one trade every 7 calendar days. Source · checked 29 Oct 2026 | Not found: Not found: the firm does not publish this, or we could not confirm it. |
| Trading rules | ||
| News trading | restricted Evaluation: Tier-1 news allowed. Rapid sim funded: no positions or orders from 2 minutes before to 2 minutes after Tier-1 news (FOMC, NFP, CPI etc.). Source · checked 29 Oct 2026 | restricted Prohibited: purposefully trading the full maximum position size into a major scheduled news event. Source · checked 29 Oct 2026 |
| Holding overnight | Not found: Not found: the firm does not publish this, or we could not confirm it. | Not found: Rule on holding past session close not confirmed. |
| Over the weekend | Not found: Not found: the firm does not publish this, or we could not confirm it. | Not found: Not found: the firm does not publish this, or we could not confirm it. |
| EAs / bots | Not found: Not found: the firm does not publish this, or we could not confirm it. | Not found: Not found: the firm does not publish this, or we could not confirm it. |
| Copy trading | Not found: Not found: the firm does not publish this, or we could not confirm it. | Not found: Not found: the firm does not publish this, or we could not confirm it. |
| Hedging | Not found: Not found: the firm does not publish this, or we could not confirm it. | Not found: Not found: the firm does not publish this, or we could not confirm it. |
| Leverage | n/a | n/a |
| Max risk per trade | Not found: Not found: the firm does not publish this, or we could not confirm it. | Not found: Not found: the firm does not publish this, or we could not confirm it. |
| Max contracts | 5 Minis / 50 Micros Source · checked 29 Oct 2026 | 5 Minis / 50 Micros Source · checked 29 Oct 2026 |
| Trading commission | Not found: Not recorded for this firm yet. | Minis: US$1 per contract round trip plus exchange fees · Micros: US$0.50 per contract round trip plus exchange fees Per Topstep this applies on TopstepX to the Trading Combine, Express Funded and Live Funded. The exchange fee per product and a USD 0.02 NFA fee come on top; Topstep's all-in round-trip examples: ES USD 3.78, MES USD 1.22. Source · checked 05 Nov 2026 |
| Firm and access | ||
| Firm status | operating Source · checked 29 Oct 2026 | operating Source · checked 29 Oct 2026 |
| Regulator warning list | no listing recorded | no listing recorded |
| Operator per the terms | TopstepTrader, LLC (US) TopstepTrader LLC operates the Trading Combine and Express Funded Account (simulation). The brokerage is a separate regulated offer for own money; it does not make the challenge regulated. Source · checked 29 Oct 2026 | |
| Founded | Not found: Founding year not on the fetched pages. | |
| Residence CH | ||
| Residence DE | restricted Germany: Express Funded Account possible (up to USD 200,000 total payouts), but no Live Funded Account. Source · checked 29 Oct 2026 | |
| Residence AT | ||
| Residence GB | Not found: Not found: the firm does not publish this, or we could not confirm it. | Not found: Not found: the firm does not publish this, or we could not confirm it. |
| Residence US | ||
| Identity check (KYC) | after passing the evaluation: KYC/AML is a prerequisite to start trading the sim-funded account. Source · checked 29 Oct 2026 | other timing: Identity verification after the first purchase, required before the second purchase (new accounts, resets). Source · checked 29 Oct 2026 |
| Platforms | NinjaTrader, Tradovate, TradingView, Quantower, Volumetrica, ATAS, Hyperprop Also DeepChart/DeepDom. Source · checked 29 Oct 2026 | |
| Pay with | card, google-pay, apple-pay, crypto Google/Apple Pay in certain states only; crypto not for some countries. Source · checked 29 Oct 2026 | card, google-pay, apple-pay Visa, Mastercard, American Express, Discover; no PayPal. Source · checked 29 Oct 2026 |
| Payout via | Not found: Payout methods not on the fetched pages. | Not found: Payout methods not on the fetched pages. |
| Refunds | Full refund within 14 days of purchase if no trades were placed and the account is active; crypto purchases never refundable. Source · checked 29 Oct 2026 | Generally no refunds. 14-day satisfaction guarantee only for the very first Trading Combine (max one monthly payment, not passed). Forgotten renewal: report within 28 days with no trading. No refunds on resets, activation fee, Back2Funded. Source · checked 29 Oct 2026 |
| Commission for PropCrab | no, no partner agreement | no, no partner agreement |
| Rules apply | since 29 Oct 2026 (first seen), scope not stated | since 29 Oct 2026 (first seen), scope not stated |
We don't crown a winner: which rule matters depends on how you trade. The table only shows what the firms themselves publish.
Prices are shown in the currency the firm quotes. Only when you pick EUR or CHF does an approximate value at the ECB euro reference rate appear below; the firm's price is what counts.
Sources
Every cell names its source. The firm profiles list all sources and open questions:
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