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A vs B · as of 29 Oct 2026

Take Profit Trader vs Topstep: the rules compared

Take Profit Trader and Topstep rule by rule, each with its source. Data as of 29 Oct 2026. No winner, no score: you decide which rule matters to you.

Where they differ

The rows where the two don't say the same thing. Everything else is in the table below.

List price
Take Profit TraderUS$170 / month
TopstepUS$49 / month
Activation fee
Take Profit TraderUS$130
TopstepUS$149
Reset fee
Take Profit TraderUS$99
TopstepUS$49
Data fee
Take Profit Trader– Not found
Topstepnone
Cost per 1,000 buffer
Take Profit TraderUS$150 / 1,000 USD
TopstepUS$99 / 1,000 USD
Daily loss limit
Take Profit Trader– Not found
Topstepnone
Max loss
Take Profit TraderUS$2,000, trailing (end of day). Lock: Follows the highest end-of-day balance and stops at the starting balance; open losses count intraday for liquidation.
TopstepUS$2,000, trailing (end of day). Lock: Rises with the end-of-day balance, never falls; locks once it reaches the starting balance. Monitored intraday in real time (unrealised P&L included).
Minimum trading days
Take Profit Trader3 days
Topstep2 days
Consistency rule
Take Profit Trader50 %: best day ÷ total profit (keep trading until met)
Topstep55 %: best day ÷ total profit (keep trading until met)
Daily loss limit
Take Profit Trader– Not found
Topstepnone
Max loss
Take Profit TraderUS$2,000, trailing (end of day). Lock: Follows the highest end-of-day balance and stops at the starting balance; open losses count intraday for liquidation.
TopstepUS$2,000, trailing (end of day). Lock: Starts at −limit below USD 0, locks at USD 0; permanently at USD 0 after the first payout.
Consistency rule
Take Profit Trader– Not found
Topstepnone

All rules side by side

Rule comparison: Take Profit Trader, Topstep
Rule

Test (PRO / PRO+) · 50K

observed-2026-10-29

Open this snapshot in workspace

operatingAs of 29 Oct 2026

Trading Combine (Standard Path) · 50K

observed-2026-10-29

Open this snapshot in workspace

operatingAs of 29 Oct 2026

Price and buffer
Programme

Test (PRO / PRO+) (Futures evaluation)

Trading Combine (Standard Path) (Futures evaluation)

Account size (simulated)

US$50,000

US$50,000

List price

US$170 / month

Monthly test price; charged again each month on the calendar day of purchase until the subscription is cancelled or the test is passed.

Source · checked 02 Nov 2026
Activation fee

US$130

One-time PRO fee.

Source · checked 29 Oct 2026
Reset fee

US$99

Test reset; the subscription renewal date stays unchanged.

Source · checked 02 Nov 2026
Data fee Not found: Not found: the firm does not publish this, or we could not confirm it.

none

Level 1 data included; Level 2 costs USD 38 per month.

Source · checked 29 Oct 2026
Loss bufferAccount size × the evaluation's max loss (instant: the account's). This much simulated loss ends the account.

US$2,000

US$2,000

Cost per 1,000 bufferPrice plus activation fee ÷ (buffer / 1,000). Subscriptions count one month. A metric, not a rating.

US$150 / 1,000 USD

1 month of subscription plus activation

US$99 / 1,000 USD

1 month of subscription plus activation

Target ÷ bufferSum of all phase targets ÷ max loss, both in the same account currency. Lower means less target per unit of buffer.

1.5

1.5

Evaluation (challenge)
Profit target phase 1
Daily loss limit Not found: Whether the Test phase has a daily loss limit is not confirmed in the recorded sources (as of 29 Oct 2026); the value is therefore left out rather than recorded as “none”.

none

No mandatory daily limit. Optional at purchase (USD 1,000 / 2,000 / 3,000): it only forces a break until the next session, not a rule violation.

Source · checked 29 Oct 2026
Max loss

US$2,000, trailing (end of day). Lock: Follows the highest end-of-day balance and stops at the starting balance; open losses count intraday for liquidation.

Source · checked 29 Oct 2026

US$2,000, trailing (end of day). Lock: Rises with the end-of-day balance, never falls; locks once it reaches the starting balance. Monitored intraday in real time (unrealised P&L included).

Source · checked 29 Oct 2026
Minimum trading days

2 days

"You can pass in as few as two days" (follows from the 55% rule).

Source · checked 29 Oct 2026
Time limit
Consistency rule

50 %: best day ÷ total profit (keep trading until met)

Source · checked 29 Oct 2026

55 %: best day ÷ total profit (keep trading until met)

Source · checked 29 Oct 2026
After passing
Account type after passing

Simulated, possibly live later

PRO accounts run in the simulation; PRO+ is a live account with firm capital per the firm.

Source · checked 29 Oct 2026

Simulated, possibly live later

The Express Funded Account is a simulated account of TopstepTrader LLC (starts at USD 0, size = buying power). A Live Funded Account with TopstepFunded LLC capital is a possible later step.

Source · checked 29 Oct 2026
Daily loss limit Not found: Not found: the firm does not publish this, or we could not confirm it.

none

No mandatory daily limit. Optional at purchase (USD 1,000 / 2,000 / 3,000): it only forces a break until the next session, not a rule violation.

Source · checked 29 Oct 2026
Max loss

US$2,000, trailing (end of day). Lock: Follows the highest end-of-day balance and stops at the starting balance; open losses count intraday for liquidation.

Source · checked 29 Oct 2026

US$2,000, trailing (end of day). Lock: Starts at −limit below USD 0, locks at USD 0; permanently at USD 0 after the first payout.

Source · checked 29 Oct 2026
Consistency rule Not found: Not found: the firm does not publish this, or we could not confirm it.

none

Standard path has no consistency rule. On the optional Consistency path: largest day ≤ 40% of net profit to be payout-eligible.

Source · checked 29 Oct 2026
Trading days per payout Not found: Not found: the firm does not publish this, or we could not confirm it.

5 trading days (Winning day of at least USD 150 net (Standard path); Consistency path: 3 trading days.)

Source · checked 29 Oct 2026
Profit split

80 % → 90 % (PRO 80/20, PRO+ 90/10.)

Source · checked 29 Oct 2026

90 %

Traders who joined the new dashboard before 12 Jan 2026 keep 100% of the first USD 10,000.

Source · checked 29 Oct 2026
First payout

From day one in the PRO account once the buffer (= max drawdown) is reached, e.g. 50K: balance USD 52,000.

Source · checked 29 Oct 2026

After 5 winning days of USD 150+ (Standard) or 3 trading days with 40% consistency (Consistency path).

Source · checked 29 Oct 2026
Payout cadence

daily

"day-one and daily payouts" per the homepage.

Source · checked 29 Oct 2026

per cycle: Again after each further 5 winning days; positive net profit since the last payout is required.

Source · checked 29 Oct 2026
Minimum payout Not found: Not found: the firm does not publish this, or we could not confirm it.
Payout cap Not found: Not found: the firm does not publish this, or we could not confirm it.

Per request at most 50% of the balance, capped: 50K USD 2,000 (Standard) / 3,000 (Consistency), 150K USD 5,000 / 6,000. No cap in the Live Funded Account.

Source · checked 29 Oct 2026
Payout fees

Wallet withdrawals of USD 250 or less cost USD 50, above that free; PayPal fees are borne by the trader.

Source · checked 29 Oct 2026
Not found: Not found: the firm does not publish this, or we could not confirm it.
Conversion deduction Not found: Not found: the firm does not publish this, or we could not confirm it. Not found: Not found: the firm does not publish this, or we could not confirm it.
Fee refund Not found: Not found: the firm does not publish this, or we could not confirm it. Not found: Not found: the firm does not publish this, or we could not confirm it.
Scaling Not found: Not found: the firm does not publish this, or we could not confirm it. Not found: Not found: the firm does not publish this, or we could not confirm it.
Inactivity

PRO account: at least one traded day per calendar week.

Source · checked 29 Oct 2026
Not found: Not found: the firm does not publish this, or we could not confirm it.
Trading rules
News trading Not found: Not found: the firm does not publish this, or we could not confirm it.

restricted

Prohibited: purposefully trading the full maximum position size into a major scheduled news event.

Source · checked 29 Oct 2026
Holding overnight Not found: Not found: the firm does not publish this, or we could not confirm it. Not found: Rule on holding past session close not confirmed.
Over the weekend Not found: Not found: the firm does not publish this, or we could not confirm it. Not found: Not found: the firm does not publish this, or we could not confirm it.
EAs / bots

forbidden

No bots or algos in the PRO account; all trades manual.

Source · checked 29 Oct 2026
Not found: Not found: the firm does not publish this, or we could not confirm it.
Copy trading Not found: Not found: the firm does not publish this, or we could not confirm it. Not found: Not found: the firm does not publish this, or we could not confirm it.
Hedging

forbidden

No opposite positions in the same or closely related products.

Source · checked 29 Oct 2026
Not found: Not found: the firm does not publish this, or we could not confirm it.
Leveragen/an/a
Max risk per trade Not found: Not found: the firm does not publish this, or we could not confirm it. Not found: Not found: the firm does not publish this, or we could not confirm it.
Max contracts
Trading commission Not found: Not recorded for this firm yet.

Minis: US$1 per contract round trip plus exchange fees · Micros: US$0.50 per contract round trip plus exchange fees

Per Topstep this applies on TopstepX to the Trading Combine, Express Funded and Live Funded. The exchange fee per product and a USD 0.02 NFA fee come on top; Topstep's all-in round-trip examples: ES USD 3.78, MES USD 1.22.

Source · checked 05 Nov 2026
Firm and access
Firm status
Regulator warning list

no listing recorded

no listing recorded

Operator per the terms

TakeProfitTrader LLC (US)

The terms apply the laws of Florida.

Source · checked 29 Oct 2026

TopstepTrader, LLC (US)

TopstepTrader LLC operates the Trading Combine and Express Funded Account (simulation). The brokerage is a separate regulated offer for own money; it does not make the challenge regulated.

Source · checked 29 Oct 2026
Founded Not found: Founding year not on the fetched pages.

2012

Launch of Topstep Trader in 2012.

Source · checked 29 Oct 2026
Residence CH

accepted

Not on the restricted list.

Source · checked 29 Oct 2026

accepted

On neither country list.

Source · checked 29 Oct 2026
Residence DE

accepted

Not on the restricted list.

Source · checked 29 Oct 2026

restricted

Germany: Express Funded Account possible (up to USD 200,000 total payouts), but no Live Funded Account.

Source · checked 29 Oct 2026
Residence AT

accepted

Not on the restricted list.

Source · checked 29 Oct 2026

accepted

On neither country list.

Source · checked 29 Oct 2026
Residence GB

accepted

Not on the restricted list.

Source · checked 29 Oct 2026
Not found: Not found: the firm does not publish this, or we could not confirm it.
Residence US

accepted

Not on the restricted list; US firm.

Source · checked 29 Oct 2026

accepted

US firm; US citizenship not required.

Source · checked 29 Oct 2026
Identity check (KYC)

other timing: KYC for all new registrants before becoming a fully verified customer.

Source · checked 29 Oct 2026

other timing: Identity verification after the first purchase, required before the second purchase (new accounts, resets).

Source · checked 29 Oct 2026
Platforms

TradingView, NinjaTrader, Tradovate, R|Trader Pro, Quantower, Bookmap, MotiveWave, ATAS, Jigsaw, Finamark

Data feed CQG or Rithmic; some platforms need their own licence. Also: MultiCharts, Trade Navigator, VolFix, Investor R/T.

Source · checked 29 Oct 2026

TopstepX

The Express Funded Account runs on TopstepX (ProjectX).

Source · checked 29 Oct 2026
Pay with

card, paypal

Plus the internal wallet balance.

Source · checked 29 Oct 2026

card, google-pay, apple-pay

Visa, Mastercard, American Express, Discover; no PayPal.

Source · checked 29 Oct 2026
Payout via Not found: Payout methods only partly described (wallet, PayPal, US bank). Not found: Payout methods not on the fetched pages.
Refunds

Refund within 72 hours if you change your mind, only for unused accounts, minus a USD 75 fee.

Source · checked 29 Oct 2026

Generally no refunds. 14-day satisfaction guarantee only for the very first Trading Combine (max one monthly payment, not passed). Forgotten renewal: report within 28 days with no trading. No refunds on resets, activation fee, Back2Funded.

Source · checked 29 Oct 2026
Commission for PropCrab

no, no partner agreement

no, no partner agreement

Rules apply

since 29 Oct 2026 (first seen), scope not stated

since 29 Oct 2026 (first seen), scope not stated

We don't crown a winner: which rule matters depends on how you trade. The table only shows what the firms themselves publish.

Prices are shown in the currency the firm quotes. Only when you pick EUR or CHF does an approximate value at the ECB euro reference rate appear below; the firm's price is what counts.

Sources

Every cell names its source. The firm profiles list all sources and open questions: