Fintokei ProTrader Swing

8 %

5 %

from start-of-day balance

Reset: 00:00 UTC

a breach ends the account

Balance-based: the balance at 00:00 UTC without open trades is the reference; the 5% refers to that end-of-day balance, not the initial balance (example: balance 52,000 → floor 49,400). The floor is still breached in real time by equity.

10 % · static

The floor stays fixed at the starting balance minus the limit.

Equity may never fall below 90% of the initial balance.

3 days

Calendar day (UTC) with at least one open, executed trade; a trade held over several days counts for each day. If days are missing you keep trading without penalty until the count is met.

unlimited

none

No consistency rule by default. Fintokei can impose one individually (usually after warnings): level CR1 = max 1% risk on open trades and −15 percentage points reward ratio; CR2 adds a +1% daily profit cap, leverage 1:10/1:5 and −30 percentage points. A 40% rule for payouts (best day < 40% of the cycle's profit) is also possible.

6 %

5 %

from start-of-day balance

Reset: 00:00 UTC

a breach ends the account

Balance-based: the balance at 00:00 UTC without open trades is the reference; the 5% refers to that end-of-day balance, not the initial balance (example: balance 52,000 → floor 49,400). The floor is still breached in real time by equity.

10 % · static

The floor stays fixed at the starting balance minus the limit.

Equity may never fall below 90% of the initial balance.

3 days

Calendar day (UTC) with at least one open, executed trade; a trade held over several days counts for each day. If days are missing you keep trading without penalty until the count is met.

unlimited

none

No consistency rule by default. Fintokei can impose one individually (usually after warnings): level CR1 = max 1% risk on open trades and −15 percentage points reward ratio; CR2 adds a +1% daily profit cap, leverage 1:10/1:5 and −30 percentage points. A 40% rule for payouts (best day < 40% of the cycle's profit) is also possible.

Simulated account

Per the terms, no trading at Fintokei is real: challenge and "funded" accounts are demo accounts with virtual funds and no order is executed on a real market. The performance reward is paid in real money.

5 %

from start-of-day balance

Reset: 00:00 UTC

a breach ends the account

Balance-based: the balance at 00:00 UTC without open trades is the reference; the 5% refers to that end-of-day balance, not the initial balance (example: balance 52,000 → floor 49,400). The floor is still breached in real time by equity.

10 % · static

The floor stays fixed at the starting balance minus the limit.

Equity may never fall below 90% of the initial balance.

none

No consistency rule by default. Fintokei can impose one individually (usually after warnings): level CR1 = max 1% risk on open trades and −15 percentage points reward ratio; CR2 adds a +1% daily profit cap, leverage 1:10/1:5 and −30 percentage points. A 40% rule for payouts (best day < 40% of the cycle's profit) is also possible.

3 days

Calendar day (UTC) with at least one open, executed trade; a trade held over several days counts for each day. If days are missing you keep trading without penalty until the count is met.

80 %, up to 100 %

With the Loyalty Program up to +20 percentage points depending on the tier, at most 100%; applies only to newly purchased or activated accounts.

Individual consistency rules cut the ratio by 15 or 30 percentage points.

14 days

Request at the earliest 14 days after the first trade on the "funded" account, with at least 3 trading days, all positions closed and KYC done. Approval is automatic, usually within seconds; Walletory payouts up to USD 10,000 are sent instantly, otherwise within 1 business day.

every 14 days

Every 14 days from the last processed payout; the account stays active after the request.

USD 100

Minimum USD 100 / EUR 100 / CZK 2,000 / JPY 20,000; USD/EUR 120 on 400,000 ProTrader accounts.

Bank and e-wallet payouts: per the FAQ Fintokei covers the transfer fees. Crypto: 2.5% plus EUR 10 (ETH, USDT) or EUR 20 (BTC, USDC), other coins 2.5%. The terms say each party bears its own transfer costs; the exchange rate on the payout date applies.

no refund

Per the terms the fee is the consideration for the whole challenge and is not refunded. Only the time-limited BYEBYEFEE promotion (purchases 12 Oct–26 Nov 2026, first payout by 31 Dec 2026) reimburses the fee paid with the first payout.

The former scaling plan was replaced on 21 Jan 2026 by the Loyalty Program's Capital Scaling Boost: depending on the XP tier up to 25% more virtual capital on newly activated "funded" accounts (challenges always start at the original size). Maximum allocation: ProTrader and ProTrader Swing combined USD/EUR 400,000, SwiftTrader USD/EUR 200,000; only the boost goes beyond.

The account is closed if no trade is opened or closed within 30 calendar days. An account not activated within 30 days is suspended (reactivation on request within 6 months).

allowed

Trading before, during and after major news is allowed; it can be restricted as part of individual consistency rules.

allowed

Holding overnight allowed; ProTrader Swing accounts purchased from 15 Jul 2026 are swap-free.

allowed

Positions may be held over the weekend; trading itself is not possible at weekends (crypto CFDs are 24/5 too).

restricted

Own or self-customised EAs allowed. Prohibited: third-party EAs, bots or signals without your own settings, EAs built to "pass" evaluations, tick scalping (trades under 10 seconds above 10% of volume), HFT, latency arbitrage; max 200 open or pending orders.

restricted

Copying other people's trades (signal providers, mentors, master accounts) and third-party account management are prohibited. Copying your own trades from other prop firm or broker accounts is allowed, reverse copying is not.

allowed

Only within the same account. Hedging across several accounts or clients, including accounts outside Fintokei, is a breach.

Forex 1:25 · gold-silver 1:25 · Indices 1:20 · xpd-xpt-oil-ngas 1:10 · btc 1:2 · other-crypto 1:1

Crypto CFDs: BTC 1:2, others 1:1 (all programmes). The symbol table on fintokei.com/symbols shows partly different SwiftTrader values (e.g. gold 50:1); this record follows the programme page and the leverage FAQ of 15 Jul 2026.

3 %

Realised plus open loss of a "trade idea" (same symbol, same direction, overlapping in time) and of all simultaneously open trades may never exceed 3% of the initial balance. A breach does not lose the account but triggers warnings and possibly consistency rules.