Fintokei StartTrader

3 %

2 %

other basis

Reset: 00:00 UTC

only stops the trading day

2% of end-of-day equity (00:00 UTC). First hit per stage = soft breach: positions are closed and the account is read-only until 00:00 UTC. Second hit on the same stage = account closed. Challenge and "funded" account each allow one soft breach.

8 % · static

The floor stays fixed at the starting balance minus the limit.

Calculated from the initial balance; a breach ends the account.

3 days

Calendar day (UTC) with at least one open, executed trade; a trade held over several days counts for each day. If days are missing you keep trading without penalty until the count is met.

60 days

60 calendar days from account activation.

none

Since 21 Oct 2026 no consistency rule and no daily profit cap by default.

Simulated account

Per the terms, no trading at Fintokei is real: challenge and "funded" accounts are demo accounts with virtual funds and no order is executed on a real market. The performance reward is paid in real money.

2 %

other basis

Reset: 00:00 UTC

only stops the trading day

2% of end-of-day equity (00:00 UTC). First hit per stage = soft breach: positions are closed and the account is read-only until 00:00 UTC. Second hit on the same stage = account closed. Challenge and "funded" account each allow one soft breach.

8 % · static

The floor stays fixed at the starting balance minus the limit.

Calculated from the initial balance; a breach ends the account.

none

3 days

Calendar day (UTC) with at least one open, executed trade; a trade held over several days counts for each day. If days are missing you keep trading without penalty until the count is met.

80 %

Flat 80% without dynamic adjustment. Whether Loyalty boosts raise the ratio on StartTrader is unclear: the boosts article lists StartTrader, the StartTrader article says "flat 80%".

14 days

Once 2% profit is reached (USD 100) and at least 14 days have passed since the first trade on the "funded" account; at least 3 trading days, positions closed, KYC done. No instant payouts on StartTrader.

every 14 days

Every 14 calendar days, at most two payout requests per account; no instant payouts.

USD 100

2% profit per request: USD 100 / EUR 100 / JPY 20,000 / CZK 2,000.

Total cap USD 400 (EUR 400 / JPY 80,000 / CZK 8,000) per account over its lifetime, across at most two requests. Profit above it is not paid; on reaching it the account closes automatically (not a breach).

Bank and e-wallet payouts: per the FAQ Fintokei covers the transfer fees. Crypto: 2.5% plus EUR 10 (ETH, USDT) or EUR 20 (BTC, USDC), other coins 2.5%. The terms say each party bears its own transfer costs; the exchange rate on the payout date applies.

no refund

Per the terms the fee is the consideration for the whole challenge and is not refunded. Only the time-limited BYEBYEFEE promotion (purchases 12 Oct–26 Nov 2026, first payout by 31 Dec 2026) reimburses the fee paid with the first payout.

The account is closed if no trade is opened or closed within 30 calendar days. An account not activated within 30 days is suspended (reactivation on request within 6 months).

allowed

Trading before, during and after major news is allowed; it can be restricted as part of individual consistency rules.

allowed

Holding overnight allowed; swaps are charged or credited daily.

allowed

Positions may be held over the weekend; trading itself is not possible at weekends (crypto CFDs are 24/5 too).

restricted

Own or self-customised EAs allowed. Prohibited: third-party EAs, bots or signals without your own settings, EAs built to "pass" evaluations, tick scalping (trades under 10 seconds above 10% of volume), HFT, latency arbitrage; max 200 open or pending orders.

restricted

Copying other people's trades (signal providers, mentors, master accounts) and third-party account management are prohibited. Copying your own trades from other prop firm or broker accounts is allowed, reverse copying is not.

allowed

Only within the same account. Hedging across several accounts or clients, including accounts outside Fintokei, is a breach.

Forex 1:25 · gold-silver 1:25 · Indices 1:20 · xpd-xpt-oil-ngas 1:10 · btc 1:2 · other-crypto 1:1

Crypto CFDs: BTC 1:2, others 1:1 (all programmes). The symbol table on fintokei.com/symbols shows partly different SwiftTrader values (e.g. gold 50:1); this record follows the programme page and the leverage FAQ of 15 Jul 2026.

3 %

Realised plus open loss of a "trade idea" (same symbol, same direction, overlapping in time) and of all simultaneously open trades may never exceed 3% of the initial balance. A breach does not lose the account but triggers warnings and possibly consistency rules.