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Firm profile · as of 29 October 2026

FTMO

What FTMO itself publishes about rules, costs and payouts – every item links to the firm's page, with a date. No rating, no overall score.

Status
operating
Commission for PropCrab
no, no partner agreement
Data as of
not yet checked by a human
Founded
2015ftmo.com
Markets
Forex/CFD, Futures
Platforms
  • MT4
  • MT5
  • cTrader
  • TradingView
ftmo.com
Instruments
Forex, Indices, Commodities, Stocks, Cryptoftmo.com
Identity check (KYC)
after passing the evaluation

1-Step and 2-Step: FTMO Identity (KYC/KYB) after all evaluation objectives are met. Instant Account: at the first reward request.

ftmo.com
Paying for the challenge
Card, Apple Pay, Google Pay, PayPal, Revolut Pay, Skrill, Crypto, Bank transfer

PayPal, Skrill and crypto carry a 3% fee; bank transfer in EUR/CZK only.

ftmo.com
Payout methods
Bank transfer, Card, Skrill, Crypto

Card = Visa Direct / Mastercard Send.

ftmo.com
Refunds
One-time fee, no subscription. The 2-Step fee is refunded with the first reward; 1-Step and Instant Account fees are not refundable.ftmo.com
Minimum age
18+ftmo.com

According to the firm

The firm's own statements, not checked by us.

  • «More than USD 650M paid in rewards (firm's own claim).»ftmo.com
  • «More than 4.5M customers worldwide (firm's own claim).»ftmo.com

Red Flags & Green Flags

Red Flag or Green Flag? Every call follows fixed criteria and shows its source. What our sources cannot answer stays "Unclear". Flags are never added up – there is no score.

  • Not met

    Is the firm on a regulator's warning list?

    Reserve Bank of India (RBI): listing "FTMO (https://ftmo.com/en)" dated 2025-11-19. The Reserve Bank of India's Alert List concerns persons resident in India. For the countries PropCrab covers, it does not change availability (operator decision of 3 November 2026). A listing is not proof of wrongdoing.

    rbi.org.in
  • Unclear

    Was there a documented payout stop, sales stop or closure (24 months)?

    No such event is documented in our sources. That is not proof there was none.

  • Green Flag

    Rule changes apply to new purchases only, with a cut-off date; no documented retroactive change in 24 months.

    Applies to 1-Step orders from 12 Oct 2026, 09:00 (GMT+3), and to 1-Step accounts merged from that date. Older orders keep the Best Day Rule.

    ftmo.com
  • Green Flag

    Rules fully visible without logging in.

    Target, daily loss and max loss of every programme on sale are on the firm's public pages.

    ftmo.com
  • Green Flag

    Operating company published with name, seat and registration number.

    FTMO s.r.o. (CZ), Business ID 031 36 752, Municipal Court in Prague, Section C, Insert 227963.

    ftmo.com
  • Green Flag

    Discloses whether accounts are simulated or live.

    Per FTMO, all trading (Challenge, Verification, FTMO Account) is simulated with fictitious capital. Rewards are paid in real money. FTMO reserves the right to use FTMO Account data for its own live accounts.

    ftmo.com
  • Green Flag

    Country exclusions and KYC timing are visible before buying.

    Country list public (74 countries excluded). KYC: 1-Step and 2-Step: FTMO Identity (KYC/KYB) after all evaluation objectives are met. Instant Account: at the first reward request.

    ftmo.com
  • Green Flag

    Payouts possible in other ways than crypto.

    ftmo.com
  • Green Flag

    Refund terms are public.

    One-time fee, no subscription. The 2-Step fee is refunded with the first reward; 1-Step and Instant Account fees are not refundable.

    ftmo.com
  • Unclear

    Do the terms carry a date or version?

    We do not record the date or version of the terms as a field yet.

The criteria

The criteria come from our transparency check. A Red Flag needs a documented fact – a missing item is never a Red Flag.

Red Flag

  • Named on an official regulator warning list (exact name match). A listing is not proof of wrongdoing.
  • Documented payout stop, sales stop or closure (firm or group company) in the last 24 months.
  • Documented retroactive rule change for accounts already bought, in the last 24 months.
  • Rules not fully visible without logging in or buying.
  • No operating company with name and seat named in the terms.

Green Flag

  • Rules fully visible without logging in.
  • Operating company published with name, seat and registration number.
  • Terms carry a date or version.
  • Rule changes apply to new purchases only, with a cut-off date; no documented retroactive change in 24 months.
  • Country exclusions and KYC timing are visible before buying.
  • Payouts possible in other ways than crypto.
  • Discloses whether accounts are simulated or live.
  • Refund terms are public.

We show the firm's age as a fact, not as a flag.

Challenges & rules

The essentials of each programme at a glance. Every rule with its source and date, every account size, older rule versions and the question "I bought on …" are on the programme's own page.

FTMO Challenge 2-Step

2-StepForex/CFD

As of 29 October 2026 – 5 November 2026

Account sizes
USD 10K–200K5 sizes
List price
EUR 89 – EUR 1,080
Cost per 1,000 of buffer
EUR 54.00 / 1,000 USD – EUR 100.00 / 1,000 USD

Rules for purchases from today

Profit target phase 1
10 %
Daily loss · Phase 1
5 %
Maximum loss · Phase 1
10 % · static
Profit split
80 %, up to 90 %
First payout
14 days

All rules and sources

FTMO Challenge 1-Step

1-StepForex/CFD

As of 29 October 2026 – 5 November 2026

Account sizes
USD 10K–200K5 sizes
List price
EUR 79 – EUR 999
Cost per 1,000 of buffer
EUR 49.90 / 1,000 USD – EUR 79.60 / 1,000 USD

Rules for purchases from today

Profit target phase 1
10 %
Daily loss · Phase 1
3 %
Maximum loss · Phase 1
10 % · trailing (end of day)
Profit split
90 %
First payout
14 days

All rules and sources

FTMO Instant Account

Instant (no evaluation)Forex/CFD

As of 29 October 2026 – 5 November 2026

Account sizes
USD 5K–100K5 sizes
List price
EUR 169 – EUR 2,999
Cost per 1,000 of buffer
EUR 299.60 / 1,000 USD – EUR 339.00 / 1,000 USD

Rules for purchases from today

Daily loss
3 %
Maximum loss
10 % · trailing (closed balance)
Profit split
90 %
First payout
14 days

All rules and sources

Promotions

2 active promotions per the firm's website. Final price per 1,000 of buffer, to compare with the list price above.

  • The firm's public promotion

    FTMO Challenge 1-Step

    FTMO promotion: 1-Step Challenge 100K for EUR 399 instead of EUR 499.

    Code
    No code
    Final price
    EUR 399per the firm
    Final price per 1,000 of buffer
    EUR 39.90 / 1,000 USD
    List price per 1,000 of buffer
    EUR 49.90 / 1,000 USD

    The firm names no end date

    From the source of 03 Nov 2026 · not checked at checkout

    Details and source: FTMO Challenge 1-Step
  • The firm's public promotion

    FTMO Challenge 2-Step

    FTMO promotion: 2-Step Challenge 100K (Standard account) for EUR 439 instead of EUR 540.

    Code
    No code
    Final price
    EUR 439per the firm
    Final price per 1,000 of buffer
    EUR 43.90 / 1,000 USD
    List price per 1,000 of buffer
    EUR 54.00 / 1,000 USD

    The firm names no end date

    From the source of 03 Nov 2026 · not checked at checkout

    Details and source: FTMO Challenge 2-Step
All deals compared

Availability by residence

Know before you click whether you may buy at all. Per the firm; the country list can change.

ResidencePer the firm
Switzerland (CH)

accepted

ftmo.com
Germany (DE)

accepted

ftmo.com
Austria (AT)

accepted

ftmo.com
United States (US)

via another entity

US clients via the affiliated site ftmo.oanda.com.

ftmo.com
United Kingdom (GB)

accepted

ftmo.com
Countries excluded per the firm: 74 · Show list

Afghanistan, Anguilla, Antarctica, Antigua & Barbuda, Belarus, Belize, Bhutan, Bouvet Island, Burundi, Cape Verde, Central African Republic, Chad, Comoros, Congo - Brazzaville, Cook Islands, Cuba, Djibouti, Dominica, Equatorial Guinea, Eritrea, Eswatini, Fiji, Gabon, Gambia, Grenada, Guinea, Guinea-Bissau, Indonesia, Iran, Iraq, Kazakhstan, Kiribati, Kosovo, Kyrgyzstan, Lesotho, Liberia, Malawi, Mali, Marshall Islands, Mauritania, Micronesia, Myanmar (Burma), Nauru, Niger, Niue, North Korea, Papua New Guinea, Russia, Samoa, San Marino, São Tomé & Príncipe, Seychelles, Sierra Leone, Solomon Islands, Somalia, South Sudan, St Barthélemy, St Kitts & Nevis, St Lucia, St Vincent & the Grenadines, Sudan, Suriname, Syria, Tajikistan, Timor-Leste, Tokelau, Tonga, Turkmenistan, Tuvalu, Uzbekistan, Vanuatu, Vatican City, Venezuela, Western Sahara

Also excluded: the Ukrainian regions Crimea, Sevastopol, Donetsk, Kherson, Luhansk and Zaporizhzhia. Iran, Syria, Myanmar: exception for nationals with EEA residence and an EEA bank account. USA and Australia via affiliated entities.

ftmo.com
Visit FTMO

Direct link to the firm

Paid challenge on a simulated account · the fee is usually lost when a rule is broken · firms are generally not supervised · CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage.

Companies & supervision

Who sells you the challenge? A supervised group company does not make the challenge itself supervised.

  • FTMO s.r.o.

    Role:
    Operator
    Seat:
    Purkyňova 2121/3, 110 00 Prague, Czech Republic
    Register:
    Business ID 031 36 752, Municipal Court in Prague, Section C, Insert 227963
    Supervision:
    no supervision named
  • FTMO Evaluation Global s.r.o.

    Role:
    Operator
    Seat:
    Purkyňova 2121/3, 110 00 Prague, Czech Republic
    Register:
    Business ID 092 13 651, Municipal Court in Prague, Section C, Insert 332660
    Supervision:
    no supervision named
  • FTMO Trading Global s.r.o.

    Role:
    Operator
    Seat:
    Purkyňova 2121/3, 110 00 Prague, Czech Republic
    Register:
    Business ID 094 18 415, Municipal Court in Prague, Section C, Insert 335283
    Supervision:
    no supervision named
  • JV Prop Corporation

    Role:
    Affiliated company
    Seat:
    1209 Orange Street, Wilmington, DE 19801, USA
    Supervision:
    no supervision named

The imprint does not state each company's role; US clients are served via ftmo.oanda.com.

ftmo.com

Warnings and events

Documented events and rule changes, newest first.

  1. Rule change

    1-Step: Consistency rule (best day ≤ 50% of total profit including losing days) replaces the Best Day Rule for new orders.

    ftmo.com
  2. Rule change

    0.7% conversion adjustment on realised P&L in a foreign currency announced (terms change).

    ftmo.com
  3. Sales pause

    According to Finance Magnates on 18 February 2024, FTMO stopped onboarding new clients from the US: registrations from US IP addresses could not be completed. According to the report, existing US clients' accounts were neither closed nor refunded; MT4 and MT5 were no longer available to US clients, whose accounts were to move to DXtrade.

    financemagnates.com

Regulator warning lists

  • Reserve Bank of India (RBI) (IN) · «FTMO (https://ftmo.com/en)» · 19 November 2025rbi.org.in

    The Reserve Bank of India's Alert List concerns persons resident in India. For the countries PropCrab covers, it does not change availability (operator decision of 3 November 2026). A listing is not proof of wrongdoing. rbi.org.in

On our warning list

Graveyard entries related to this firm:

  • OANDA Prop Trader (Rebrand, 2 March 2026): According to Finance Magnates on 2 March 2026, OANDA Prop Trader's clients move to the FTMO Group.

See the warnings and the graveyard

Change log

4 documented changes, newest first.

  1. Rule change

    FTMO Challenge 1-Step

    1-Step: Consistency rule (best day ≤ 50% of total profit including losing days) replaces the Best Day Rule for new orders.

    What changed

    • Consistency rule

      Before
      Best Day Rule: best day ≤ 50% of positive days' profit
      New
      Consistency: best day ≤ 50% of total profit (losing days included)
    Applies to:
    new purchases
    Grandfathering:
    Applies to 1-Step orders from 12 Oct 2026, 09:00 (GMT+3), and to 1-Step accounts merged from that date. Older orders keep the Best Day Rule.
  2. Regulator warning

    Firm-wide

    Reserve Bank of India (RBI) (IN) lists "FTMO (https://ftmo.com/en)" on its warning list.

    exact name match · checked on 3 November 2026

    The Reserve Bank of India's Alert List concerns persons resident in India. For the countries PropCrab covers, it does not change availability (operator decision of 3 November 2026). A listing is not proof of wrongdoing.

    A listing is not proof of wrongdoing.

  3. Sales pause

    Firm-wide

    According to Finance Magnates on 18 February 2024, FTMO stopped onboarding new clients from the US: registrations from US IP addresses could not be completed. According to the report, existing US clients' accounts were neither closed nor refunded; MT4 and MT5 were no longer available to US clients, whose accounts were to move to DXtrade.

    source is a third party (press or regulator), not the firm.

We looked for these and did not find them on the firm's pages, or could not fetch them automatically. So they show as "–", never as 0.

  • Cadence after the first reward not stated unambiguously on the fetched pages.

    programs.*.funded.payoutFrequency

    Checked: ftmo.com

  • FTMO Futures (futures.ftmo.com) not captured yet.

    programs.ftmo-futures

  • Only USD account sizes are recorded; FTMO also offers EUR, GBP, CZK, CAD, CHF and AUD sizes.

    variants (other account currencies)

No correction to this profile so far. Go to the corrections log

Are FTMO accounts simulated?

Simulated account. Per FTMO, all trading (Challenge, Verification, FTMO Account) is simulated with fictitious capital. Rewards are paid in real money. FTMO reserves the right to use FTMO Account data for its own live accounts. Per the firm, as of 29 October 2026.

Can I use FTMO from Switzerland, Germany or Austria?

Switzerland: accepted; Germany: accepted; Austria: accepted. Per the firm, as of 29 October 2026.

Do I get the FTMO fee back?

One-time fee, no subscription. The 2-Step fee is refunded with the first reward; 1-Step and Instant Account fees are not refundable. Per the firm, as of 29 October 2026.

What is the profit split at FTMO?

FTMO Challenge 2-Step: 80 % – 90 %; FTMO Challenge 1-Step: 90 %; FTMO Instant Account: 90 %. "Funded" means here what the firm itself states below. Per the firm, as of 29 October 2026.

All sources

Every page an item on this profile comes from. Fetched and re-checked on the dates shown.

  1. Finance Magnates: FTMO Halts US Client Acquisition amid MetaQuotes Crackdown (18.02.2024)financemagnates.com · press ·
  2. FTMO home (pricing widget)ftmo.com · website ·
  3. About FTMOftmo.com · website ·
  4. Trading Update 28 Jul 2026ftmo.com · website ·
  5. Trading Update 8 Oct 2026ftmo.com · website ·
  6. Comparison Tableftmo.com · website ·
  7. How do I withdraw my reward?ftmo.com · FAQ ·
  8. Is the entry fee refunded?ftmo.com · FAQ ·
  9. ftmo.com/en/faq/what-fees-do-you-charge-and-are-they-recurrentftmo.com · FAQ ·
  10. ftmo.com/en/faq/what-is-ftmo-identity-and-when-do-i-complete-itftmo.com · FAQ ·
  11. ftmo.com/en/faq/what-payment-methods-are-availableftmo.com · FAQ ·
  12. ftmo.com/en/faq/which-instruments-can-i-trade-and-what-strategies-am-i-allowed-to-useftmo.com · FAQ ·
  13. ftmo.com/en/faq/which-platforms-can-i-use-for-tradingftmo.com · FAQ ·
  14. Who can join FTMO?ftmo.com · FAQ ·
  15. Imprintftmo.com · website ·
  16. Trading Objectivesftmo.com · website ·

The sources of a programme's full rules, every size and its older versions are on its own page:

Trader reviews

Reviews of FTMO by readers, read before publication. Self-reported, not verified.

How many reviews are approved is always up to date on the firm's review page.