Finotive Funding

Founded: 2021
Homepage: "Since our inception in 2021"; no founding date or registry entry is given.
finotivefunding.com
Markets: Forex/CFD
Platforms: MT5
Match-Trader
finotivefunding.com
Instruments: Forex, Indices, Stocks, Metals, Energies, Crypto
Symbol list: 38 forex pairs, 12 indices, 120 stocks, 4 metals, 3 energy symbols, 123 crypto pairs. 2 Step Solo FX is forex only (T&C 8.8.1).
finotivefunding.com
Identity check (KYC): other timing
After purchase: credentials may appear in the Dashboard, but the trading account may remain disabled until the Trader Agreement is accepted and the required KYC and checks (payment ownership, sanctions, location) are complete. KYC may also be required before payouts and for Finotive Pay; Enhanced KYC, when requested, must be completed within 72 hours.
finotivefunding.com
Paying for the challenge: Card, PayPal, Crypto, local methods
Card (Visa, Mastercard), PayPal, crypto (Bitcoin, Ethereum via Confirmo), Finotive Pay balance and local methods in five countries (India: UPI, Indonesia: QRIS, Philippines: GCash, Malaysia and Vietnam: bank transfer); checkout shows the options per country. The coupon codes on the homepage are discounts and do not change the list prices.
finotivefunding.com
Payout methods: Bank transfer, Crypto, PayPal
Rewards are credited to the Finotive Pay balance; from there withdrawal by bank transfer, crypto (including USDT, USDC, BTC, ETH, SOL), Revolut or PayPal. The page names PayPal only in the process overview, not among the methods. Withdrawals are processed on Fridays.
finotivefunding.com
Refunds: Fees are final as a rule (T&C 14.1). Challenge and Pro: automatic refund to the original payment method if the account is in net profit on the 30th day after “funded” status is granted, independent of any payout. 2 Step Solo FX: refund upon approval of the first payout request (T&C 8.8.8). Instant Funding: non-refundable except for cancellation. Cancellation within 14 calendar days of purchase only if no trade has been placed, the Dashboard and platform were not used beyond registration and viewing, and KYC is complete; request by email from the registered address. Rapid Reset fees are non-refundable once the reset is applied. The homepage instead advertises "Fee refunded with first payout"; the Terms prevail.finotivefunding.com
Minimum age: 18+
Individuals only; Finotive currently does not onboard companies, partnerships or trusts and makes no reward payments to corporate accounts (T&C 3.1). One profile per person (T&C 3.4).
finotivefunding.com

According to the firm

The firm's own statements, not checked by us.

«More than USD 24M in total payouts (firm's own claim).»finotivefunding.com
«More than 100K verified users (firm's own claim).»finotivefunding.com
«More than 4M trades executed (firm's own claim).»finotivefunding.com
«Over 8,000 individual payouts (firm's own claim).»finotivefunding.com

Red Flags & Green Flags

Red Flag or Green Flag? Every call follows fixed criteria and shows its source. What our sources cannot answer stays "Unclear". Flags are never added up – there is no score.

Unclear
Is the firm on a regulator's warning list?
A documented check against the warning lists is not on record for this firm yet.
Unclear
Was there a documented payout stop, sales stop or closure (24 months)?
No such event is documented in our sources. That is not proof there was none.
Unclear
Do rule changes apply to new purchases only?
No dated rule change with a cut-off is recorded for this firm yet.
Green Flag
Rules fully visible without logging in.
Target, daily loss and max loss of every programme on sale are on the firm's public pages.
finotivefunding.com
Green Flag
Operating company published with name, seat and registration number.
Finotive Funding Technologies Limited (AE), Company Registration Number 11088, Dubai International Financial Centre (DIFC).
finotivefunding.com
Green Flag
Discloses whether accounts are simulated or live.
Per T&C 1.3 all accounts are demo, simulated, notional and non-executable; the "funded" account stays simulated and trades are not placed in live markets. A live account with Finotive Markets is a separate relationship.
finotivefunding.com
Green Flag
Country exclusions and KYC timing are visible before buying.
Country list public (3 countries excluded). KYC: After purchase: credentials may appear in the Dashboard, but the trading account may remain disabled until the Trader Agreement is accepted and the required KYC and checks (payment ownership, sanctions, location) are complete. KYC may also be required before payouts and for Finotive Pay; Enhanced KYC, when requested, must be completed within 72 hours.
finotivefunding.com
Green Flag
Payouts possible in other ways than crypto.
finotivefunding.com
Green Flag
Refund terms are public.
Fees are final as a rule (T&C 14.1). Challenge and Pro: automatic refund to the original payment method if the account is in net profit on the 30th day after “funded” status is granted, independent of any payout. 2 Step Solo FX: refund upon approval of the first payout request (T&C 8.8.8). Instant Funding: non-refundable except for cancellation. Cancellation within 14 calendar days of purchase only if no trade has been placed, the Dashboard and platform were not used beyond registration and viewing, and KYC is complete; request by email from the registered address. Rapid Reset fees are non-refundable once the reset is applied. The homepage instead advertises "Fee refunded with first payout"; the Terms prevail.
finotivefunding.com
Unclear
Do the terms carry a date or version?
We do not record the date or version of the terms as a field yet.

The criteria

The criteria come from our transparency check. A Red Flag needs a documented fact – a missing item is never a Red Flag.

Red Flag

Named on an official regulator warning list (exact name match). A listing is not proof of wrongdoing.
Documented payout stop, sales stop or closure (firm or group company) in the last 24 months.
Documented retroactive rule change for accounts already bought, in the last 24 months.
Rules not fully visible without logging in or buying.
No operating company with name and seat named in the terms.

Green Flag

Rules fully visible without logging in.
Operating company published with name, seat and registration number.
Terms carry a date or version.
Rule changes apply to new purchases only, with a cut-off date; no documented retroactive change in 24 months.
Country exclusions and KYC timing are visible before buying.
Payouts possible in other ways than crypto.
Discloses whether accounts are simulated or live.
Refund terms are public.

We show the firm's age as a fact, not as a flag.

Challenges & rules

The essentials of each programme at a glance. Every rule with its source and date, every account size, older rule versions and the question "I bought on …" are on the programme's own page.

1 Step Challenge

1-StepForex/CFD

As of 3 November 2026

Account sizes: USD 2.5K–200K7 sizes
List price: USD 40 – USD 1,160
Cost per 1,000 of buffer: USD 77.33 – USD 213.33

Rules for purchases from today

Profit target phase 1: 10 %
Daily loss · Phase 1: 4 %
Maximum loss · Phase 1: 7.5 % · static
Profit split: 80 %, up to 95 %
First payout: On demand once the account has simulated “funded” status and all conditions are met (minimum profitable days, all positions closed, KYC, compliance).

2 Step Challenge

2-StepForex/CFD

As of 3 November 2026

Account sizes: USD 2.5K–200K7 sizes
List price: USD 30 – USD 995
Cost per 1,000 of buffer: USD 55.28 – USD 133.33

Rules for purchases from today

Profit target phase 1: 7.5 %
Daily loss · Phase 1: 4.5 %
Maximum loss · Phase 1: 9 % · static
Profit split: 80 %, up to 95 %
First payout: On demand once the account has simulated “funded” status and all conditions are met (minimum profitable days, all positions closed, KYC, compliance).

2 Step Solo FX

2-StepForex/CFD

As of 3 November 2026

Account sizes: USD 2.5K–200K7 sizes
List price: USD 12.50 – USD 600
Cost per 1,000 of buffer: USD 30.00 – USD 50.00

Rules for purchases from today

Profit target phase 1: 10 %
Daily loss · Phase 1: 5 %
Maximum loss · Phase 1: 10 % · static
Profit split: 80 %, up to 95 %
First payout: 14 days

Instant Funding Standard

Instant (no evaluation)Forex/CFD

As of 3 November 2026

Account sizes: USD 2.5K–100K6 sizes
List price: USD 150 – USD 3,275
Cost per 1,000 of buffer: USD 467.86 – USD 857.14

Rules for purchases from today

Daily loss: 3.5 %
Maximum loss: 7 % · static
Profit split: 75 %, up to 90 %
First payout: On demand once the account has eligible simulated profits and all conditions are met (all positions closed, KYC, compliance, any minimum profitable days).

Instant Funding Lite

Instant (no evaluation)Forex/CFD

As of 3 November 2026

Account sizes: USD 2.5K–100K6 sizes
List price: USD 75 – USD 1,639
Cost per 1,000 of buffer: USD 273.17 – USD 500.00

Rules for purchases from today

Daily loss: 3 %
Maximum loss: 6 % · static
Profit split: 70 %, up to 85 %
First payout: On demand once the account has eligible simulated profits and all conditions are met (all positions closed, KYC, compliance, any minimum profitable days).

1 Step Pro

1-StepForex/CFD

As of 3 November 2026

Account sizes: USD 50K–200K3 sizes
List price: USD 514 – USD 1,799
Cost per 1,000 of buffer: USD 112.44 – USD 128.50

Rules for purchases from today

Profit target phase 1: 10 %
Daily loss · Phase 1: 4 %
Maximum loss · Phase 1: 8 % · static
Profit split: 80 %, up to 100 %
First payout: On demand once the account has simulated “funded” status and all conditions are met (minimum profitable days, all positions closed, KYC, compliance).

2 Step Pro

2-StepForex/CFD

As of 3 November 2026

Account sizes: USD 50K–200K3 sizes
List price: USD 469 – USD 1,484
Cost per 1,000 of buffer: USD 74.20 – USD 93.80

Rules for purchases from today

Profit target phase 1: 7.5 %
Daily loss · Phase 1: 5 %
Maximum loss · Phase 1: 10 % · static
Profit split: 80 %, up to 100 %
First payout: On demand once the account has simulated “funded” status and all conditions are met (minimum profitable days, all positions closed, KYC, compliance).

Availability by residence

Know before you click whether you may buy at all. Per the firm; the country list can change.

Residence	Per the firm
Switzerland (CH)	accepted Not on the restricted list in the Terms (3.3); no separate statement on Switzerland. finotivefunding.com
Germany (DE)	accepted Not on the restricted list in the Terms (3.3); no separate statement on Germany. finotivefunding.com
Austria (AT)	accepted Not on the restricted list in the Terms (3.3); no separate statement on Austria. finotivefunding.com
United States (US)	accepted Not on the restricted list in the Terms (3.3) nor in the footer; there is no separate statement on US residents. finotivefunding.com
United Kingdom (GB)	accepted Not on the restricted list in the Terms (3.3); no separate statement on the United Kingdom. finotivefunding.com

Countries excluded per the firm: 3 · Show list

Iran, North Korea, Palestinian Territories

T&C 3.3 also lists the territories Crimea, Sevastopol, Luhansk, Donetsk, Zaporizhzhia and Kherson (Ukraine), Abkhazia (code GE), South Ossetia (code "OS"), the Turkish Republic of Northern Cyprus, Somaliland (given the code "AF" in the Terms), Transnistria (Moldova) and Nagorno-Karabakh. "Palestinian Territories" appears without a code and is recorded here as PS. The footer names only Iran and North Korea, help article 836 a shorter list; the Terms prevail. The list may change at any time without notice.

finotivefunding.com

Visit Finotive Funding

Direct link to the firm

Paid challenge on a simulated account · the fee is usually lost when a rule is broken · firms are generally not supervised · CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage.

Companies & supervision

Who sells you the challenge? A supervised group company does not make the challenge itself supervised.

Finotive Funding Technologies Limited
Role:
Operator
Seat:
Innovation One Building, Level 2, DIFC, Dubai, United Arab Emirates
Register:
Company Registration Number 11088, Dubai International Financial Centre (DIFC)
Supervision:
no supervision named
Finotive Pay (CY) Limited
Role:
Payment agent
Seat:
228 Archbishop Makarios III Ave, Agios Pavlos Court, Block A, Office 113, 3030 Limassol, Cyprus
Register:
Company Number HE475209
Supervision:
no supervision named
Finotive Markets LLC
Role:
Data or platform provider
Seat:
St Vincent & the Grenadines
Supervision:
no supervision named
Finotive Markets (MU) Limited
Role:
Regulated group company
Seat:
Mauritius
Supervision:
Financial Services Commission, Mauritius (as stated by Finotive; licence number not given)

Per T&C 1.1 Finotive Funding is a trading name of Finotive Funding Technologies Limited (contracting party; VAT no. 105195257800003 per the website footer), part of the Finotive One Limited group. Per T&C 1.5 and 6.1 Finotive Markets LLC (SVG) may provide or facilitate the MT5 infrastructure; Finotive Pay (CY) is the payment agent. The homepage calls Finotive Markets an FSC-regulated broker; this does not make the challenge regulated: per T&C 1.4 Finotive Funding provides no financial services requiring DFSA authorisation. Governing law and courts: DIFC (T&C 1.8).

finotivefunding.com

Warnings and events

See the warnings and the graveyard

Documented events and rule changes, newest first.

01 Oct 2026Rule change
Rulebook simplified for purchases from 1 Oct 2026: scalping and the previous HFT rule were merged into one HFT rule (at least 20% of positive realised profit from trades under 120 seconds, once 10 trades are closed); Single-Trade Profit Dependency and One-Sided Concentration were replaced by Profit Concentration (Instant only, at least 60% from the same symbol in the same direction); Recovery Over-Sizing was replaced by Revenge Trading and Gambling Behaviour; one liquidity window 21:00:00–22:59:59 UTC for all instruments; coordinated multi-account trading now falls under Account Co-ordination.
help.finotivefunding.com

Change log

See the full change log Changes at all firms

1 documented change, newest first.

1 October 2026Rule change
Firm-wide
Rulebook simplified for purchases from 1 Oct 2026: scalping and the previous HFT rule were merged into one HFT rule (at least 20% of positive realised profit from trades under 120 seconds, once 10 trades are closed); Single-Trade Profit Dependency and One-Sided Concentration were replaced by Profit Concentration (Instant only, at least 60% from the same symbol in the same direction); Recovery Over-Sizing was replaced by Revenge Trading and Gambling Behaviour; one liquidity window 21:00:00–22:59:59 UTC for all instruments; coordinated multi-account trading now falls under Account Co-ordination.
Sources
- What happened to the Scalping, Single-Trade Profit Dependency, One-Sided Concentration and Recovery Over-Sizing rules? (help.finotivefunding.com) (opens in a new tab) · read on 3 November 2026
- Do the updated rules apply to my existing account? (help.finotivefunding.com) (opens in a new tab) · read on 3 November 2026

RSS feed for Finotive Funding

Email me when Finotive Funding changes its rules

Data gaps

We looked for these and did not find them on the firm's pages, or could not fetch them automatically. So they show as "–", never as 0.

Firm and further offers

Minimum payout per T&C 8.3, 9.3, 10.3 and 12.3 = 1% of the initial balance with no USD cap, for all programmes (not a fixed amount). Conflict: the rules pages and help article 982 state no minimum for 2 Step and 2 Step Pro and 1% capped at USD 100 for 1 Step and 1 Step Pro. Per T&C 1.6 the Terms prevail.
programs.*.funded.payoutMin
Checked: finotivefunding.com, finotivefunding.com, finotivefunding.com, finotivefunding.com, finotivefunding.com, help.finotivefunding.com
Except for 2 Step Solo FX, the Terms, rules pages and help centre name no payout cap. "No USD cap applies" in T&C 8.3, 9.3, 10.3 and 12.3 refers to the minimum payout.
programs.*.funded.payoutCap
Checked: finotivefunding.com, finotivefunding.com, finotivefunding.com, help.finotivefunding.com
The account reset after a Notional Volume breach in the evaluation is a rule consequence, not a purchase option. Account Refresh (“funded” Challenge and “funded” Pro; up to 3 per “funded” Challenge account) and Rapid Reset (2-Step only, after a breach; including a Phase 1 Rebuy at 40% off the standard price) are priced only in the Dashboard.
programs.*.variants.resetFee
Checked: finotivefunding.com, finotivefunding.com, help.finotivefunding.com, help.finotivefunding.com
Only USD accounts are recorded. The product pages offer EUR and GBP and show the same figures with a different currency symbol; whether checkout charges those amounts could not be checked without a purchase.
variants (other account currencies)
Checked: finotivefunding.com, finotivefunding.com, finotivefunding.com
The rules pages show "Best day under 25% of profit" for Pro; T&C 10.6 and help article 972 instead describe a ±25% deviation band for trade count, volume and instrument mix from the 31st “funded” day plus 5% profit per 90 days. The Terms version is recorded; the Terms contain no best-day rule.
programs.finotive-funding-pro-*.funded.consistency (conflict)
Checked: finotivefunding.com, finotivefunding.com, finotivefunding.com, help.finotivefunding.com
For Pro, T&C 10.2 and the rules pages name no deadline; the statement "missing the target is not a breach" is made explicitly only for Challenge accounts (T&C 8.2).
programs.finotive-funding-pro-*.phases.timeLimit
Checked: finotivefunding.com, finotivefunding.com, finotivefunding.com, finotivefunding.com
The rules pages list profitable days under "Payouts", T&C 7.21 names them as a condition for payout requests, but its table lists only the evaluation phases for Challenge and Pro. Finotive does not say clearly whether the number applies per payout cycle or only before the first payout; recorded as "per payout" following the rules page.
programs.*.funded.minTradingDaysPerPayout (scope)
Checked: finotivefunding.com, finotivefunding.com, finotivefunding.com, help.finotivefunding.com
The Solo help articles still describe the LaunchPad version: USD 50,000 profit cap (T&C 8.8.6: none), fee refund after 30 days in “funded” status (T&C 8.8.8: on approval of the first payout), unrestricted HFT (T&C 8.8.9: rule 7.14 applies), at most 5 accounts and a 14-day purchase window (T&C 10A.1: moved into the standard catalogue). Leverage: T&C 8.8.3 and help article 1086 state 1:33, the rules page 1:100 (and 1:33 for the standard Two Step, which per T&C 6.4 has up to 1:100). Help article 1099 contains an internal "PENDING CONFIRMATION" note on how the 4 profitable days apply. Help article 1094 calls the daily drawdown "static"; per T&C 8.8.4, T&C 7.4 also applies to Solo (recalculated at 17:00 New York time from the previous trading day's closing balance). The Terms values are recorded.
programs.finotive-funding-2-step-solo-fx (help-centre conflicts)
Checked: finotivefunding.com, finotivefunding.com, help.finotivefunding.com, help.finotivefunding.com, help.finotivefunding.com, help.finotivefunding.com, help.finotivefunding.com, help.finotivefunding.com
The Terms name the Finotive One Limited group but give neither seat nor registration number for the parent; Finotive Markets LLC without address or registration number.
entities (parent)
Checked: finotivefunding.com, finotivefunding.com, finotivefunding.com
Regulator warning lists were not checked for this draft (only the firm's own pages).
warnings

1 Step Challenge

The fee is refunded automatically to the original payment method if the account is in net profit on the 30th day after “funded” status is granted, independent of any payout (T&C 8.5, 14.2). The trigger is a profit check on a fixed day, not a payout, so it fits none of the values. The homepage instead advertises "Fee refunded with first payout".
programs.finotive-funding-1-step.funded.feeRefund
Checked: finotivefunding.com, help.finotivefunding.com, finotivefunding.com

2 Step Challenge

The fee is refunded automatically to the original payment method if the account is in net profit on the 30th day after “funded” status is granted, independent of any payout (T&C 8.5, 14.2). The trigger is a profit check on a fixed day, not a payout, so it fits none of the values. The homepage instead advertises "Fee refunded with first payout".
programs.finotive-funding-2-step.funded.feeRefund
Checked: finotivefunding.com, help.finotivefunding.com, finotivefunding.com

2 Step Solo FX

T&C 8.8.9 prohibits all Expert Advisors and automated execution tools on Solo; Finotive does not say whether a trade copier for your own trades falls under this.
programs.finotive-funding-2-step-solo-fx.trading.copyTrading
Checked: finotivefunding.com, help.finotivefunding.com, help.finotivefunding.com

1 Step Pro

The fee is refunded automatically to the original payment method if the account is in net profit on the 30th day after “funded” status is granted, independent of any payout (T&C 8.5, 14.2). The trigger is a profit check on a fixed day, not a payout, so it fits none of the values. The homepage instead advertises "Fee refunded with first payout".
programs.finotive-funding-pro-1-step.funded.feeRefund
Checked: finotivefunding.com, help.finotivefunding.com

2 Step Pro

The fee is refunded automatically to the original payment method if the account is in net profit on the 30th day after “funded” status is granted, independent of any payout (T&C 8.5, 14.2). The trigger is a profit check on a fixed day, not a payout, so it fits none of the values. The homepage instead advertises "Fee refunded with first payout".
programs.finotive-funding-pro-2-step.funded.feeRefund
Checked: finotivefunding.com, help.finotivefunding.com

No correction to this profile so far. Go to the corrections log

FAQ

Are Finotive Funding accounts simulated?

Simulated account. Per T&C 1.3 all accounts are demo, simulated, notional and non-executable; the "funded" account stays simulated and trades are not placed in live markets. A live account with Finotive Markets is a separate relationship. Per the firm, as of 3 November 2026.

Can I use Finotive Funding from Switzerland, Germany or Austria?

Switzerland: accepted (Not on the restricted list in the Terms (3.3); no separate statement on Switzerland.); Germany: accepted (Not on the restricted list in the Terms (3.3); no separate statement on Germany.); Austria: accepted (Not on the restricted list in the Terms (3.3); no separate statement on Austria.). Per the firm, as of 3 November 2026.

Do I get the Finotive Funding fee back?

Fees are final as a rule (T&C 14.1). Challenge and Pro: automatic refund to the original payment method if the account is in net profit on the 30th day after “funded” status is granted, independent of any payout. 2 Step Solo FX: refund upon approval of the first payout request (T&C 8.8.8). Instant Funding: non-refundable except for cancellation. Cancellation within 14 calendar days of purchase only if no trade has been placed, the Dashboard and platform were not used beyond registration and viewing, and KYC is complete; request by email from the registered address. Rapid Reset fees are non-refundable once the reset is applied. The homepage instead advertises "Fee refunded with first payout"; the Terms prevail. Per the firm, as of 3 November 2026.

What is the profit split at Finotive Funding?

1 Step Challenge: 80 % – 95 %; 2 Step Challenge: 80 % – 95 %; 2 Step Solo FX: 80 % – 95 %; Instant Funding Standard: 75 % – 90 %; Instant Funding Lite: 70 % – 85 %; 1 Step Pro: 80 % – 100 %; 2 Step Pro: 80 % – 100 %. "Funded" means here what the firm itself states below. Per the firm, as of 3 November 2026.

All sources