Finotive Funding Instant Funding Lite

Simulated account

Per T&C 1.3 all accounts are demo, simulated, notional and non-executable; the "funded" account stays simulated and trades are not placed in live markets. A live account with Finotive Markets is a separate relationship.

3 %

from start-of-day balance

Reset: 17:00 America/New_York

a breach ends the account

A trading day runs from 17:00:00 to 16:59:59 New York time. At 17:00 the threshold is recalculated from the previous trading day's closing balance; open equity and floating losses count. Breach = Hard Breach: the account is closed immediately, with no warning and no strike.

6 % · static

The floor stays fixed at the starting balance minus the limit.

Static from the initial balance and does not trail profits; floating losses count; breach = Hard Breach with immediate, permanent closure. In addition, the floating loss per symbol must not exceed 1.5% of the initial balance: the first breach is a formal warning, from the second each one is 1 strike and that cycle's payout at a 10% split.

none

No consistency rule. Separate conditions at each payout request: Profit Concentration (at least 60% of positive realised profit from closed trades on the same symbol in the same direction, Instant only), HFT (at least 20% from trades under 120 seconds, once 10 trades are closed) and Liquidity Abuse (at least 20% from trades between 21:00:00 and 22:59:59 UTC). If any is active at the request: 1 strike and that cycle's payout at a 10% split. Five strikes close the account permanently.

5 days

Day on which the balance at 17:00 New York time exceeds the previous trading day's closing balance by at least 0.5% of the initial balance.

70 %, up to 85 %

Through scaling in steps 70 → 75 → 80 → 85 %.

On demand once the account has eligible simulated profits and all conditions are met (all positions closed, KYC, compliance, any minimum profitable days).

every 14 days

After the first approved payout a 14-calendar-day cooldown applies between requests, unless the Dashboard says otherwise.

– not documented for this version

Finotive names no payout fee of its own. Rewards are first credited to the Finotive Pay balance; currency conversion, bank, crypto network, wallet and provider fees are borne by the trader (T&C 12.4). Finotive Pay fees may change (T&C 12.1). Withdrawals from Finotive Pay are processed on Fridays.

no refund

Instant fees are non-refundable except for a cancellation within 14 days before any trade (T&C 14.3, 14.4).

Rolling 90-day cycle: at least 50 trades, no more than 5% of net profit from a single trade, 15% profit in 90 days, all 3 months profitable, no Hard Breach. Each successful cycle adds 30% to the balance, up to USD 340,000 per account; split in steps 70 → 75 → 80 → 85 %. Per-trader limits: purchased capital USD 200,000, scaled allocation USD 680,000.

30 consecutive calendar days without a trade on the account count as prohibited behaviour; Finotive may then close the account permanently and reject a linked Reward Payment Request.

allowed

Allowed where the trade reflects a genuine directional view. News straddling is prohibited: straddled, offsetting or hedged exposure on the same or correlated instruments from 15 minutes before to 15 minutes after Red or Amber Forex Factory events, earnings or geopolitical news (T&C 7.9).

allowed

The comparison page lists "Weekend and Overnight Holding" for 2 Step and 2 Step Pro and "Overnight Holding" for Instant; it makes no separate statement for 1 Step and 1 Step Pro. The Terms contain no overnight restriction, and the weekend rule in T&C 7.7 applies to Instant only. With the Swap-Free add-on active, the misuse rule in T&C 7.12 applies.

restricted

Without the optional Weekend Holding add-on all non-crypto positions must be closed before Friday 17:00 New York time (Finotive recommends 10 minutes earlier). Breach = immediate strike and that cycle's payout at a 10% split; five strikes close the account. Crypto positions may stay open.

restricted

Only Expert Advisors you developed, own and control yourself; Finotive may ask for proof, an explanation or a live demonstration (T&C 7.10).

restricted

Commercial copiers for your own trades only (including from an external broker or prop account). Prohibited: copying third-party or shared master accounts, signal providers, account managers, challenge-passing services. Account Co-ordination: more than 80% of positions hedged between accounts or copied between users over at least 5 trades (T&C 7.18).

restricted

Hedging, offsetting and copying across accounts or between users is prohibited (T&C 7.2, 7.18), as is offsetting exposure around news (T&C 7.9). The Terms say nothing explicit about hedging within one account outside news.

max 1:25

Indicative "up to 1:25" per T&C 6.4; lower on some instruments. A Notional Volume Limit per account size also applies (5,000% of balance at 2.5k, 4,000% at 5k, 3,000% at 10k, 2,500% at 25k, 2,000% at 50k, 1,250% at 100k, 1,000% at 200k); breach = immediate strike (with an account reset during the evaluation, a 10% split for that cycle on “funded” or Instant accounts).